Hernando County property record for 4058 Centavo Ct, Hernando Beach, FL 34607 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1996 |
| Square Footage | 1,608 sqft Living Area |
| Lot Size | 4,356 sqft (0.1 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $560,000 (2025) |
| Tax Bill | $1,216.00 (2025) |
| Primary APN | R13-223-16-2320-0950-0220 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Building Area | 1,608 sqft Living Area |
| 1st Floor | 1,160 sqft 1st Floor |
| Upper Floors | 448 sqft Upper Floors |
| Stories | 3 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 4,356 sqft (0.1 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Carport Garage |
| Carport | Carport |
| Deck Area | 120 sqft Deck |
|---|---|
| Patio Area | 252 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 348 sqft Porch |
| Boat Access | Boat Access |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 00165083 |
|---|---|
| Street Address | 4058 CENTAVO CT |
| City | HERNANDO BEACH |
| State | FL |
| Zip | 34607-3325 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HERNANDO BEACH UNIT 9 BLK 95 LOT 22 |
| Legal Range | 16E |
| Legal Township | 23S |
| Legal Section | 13 |
| Legal Subdivision | HERNANDO BEACH UNIT 9 |
| Legal Block | 95 |
| Legal Lot Number | 22 |
| Legal Unit | 9 |
| Jurisdiction | HERNANDO FL |
| Minor Civil Division | HERNANDO BEACH |
| Census Blockgroup | 1 |
| Census Block | 1002 |
| Census Tract | 41501 |
Source: Hernando County records · APN R13-223-16-2320-0950-0220
Assessment roll updated October 31, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3343 CROAKER DR, HERNANDO BEACH, FL 34607-3648 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 03, 2025 | Warranty Deed, Transfer · Conventional Mortgage E LOANS MORTGAGE INC |
| Nov 05, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC |
| Oct 22, 2018 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 03, 2025 · Amount on Record |
| Deed Sale | Dec 03, 2025 · Amount on Record |
| Prior Sale | Jun 29, 2016 · Amount on Record |
| Deed Doc Number | 2025082939 |
| Deed Book / Page | 4641 / 798 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Dec 03, 2025 |
| Property Address | 4058 CENTAVO CT, HERNANDO BEACH, FL 34607-3325 |
| Document Number | 0046410798 |
| Book / Page | 4641 / 798 |
| Map Reference | MB 7 PG 49 |
| Instrument Date | Nov 26, 2025 |
| Instrument | 2025082939 |
| Transaction Type | Transfer |
| Record Updated | Jan 02, 2026 |
| Title Company | SOUTHERN EQUITY TITLE, SOUTHERN SECURITY TTL OF NAT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,920.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8851 S BRITTANY PATH, INVERNESS, FL 34452-9560 |
| Name | Verified Name |
|---|---|
| Address | 3343 CROAKER DR, HERNANDO BEACH, FL 34607-3648 |
| Document Number | 0004641800 |
|---|---|
| Date | Dec 03, 2025 |
| Instrument | 4641/800 |
| Name | E LOANS MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 4058 CENTAVO CT, HERNANDO BEACH, FL 34607-3325 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4058 CENTAVO CT, HERNANDO BEACH, FL 34607-3325 |
| Document Number | 0039081583 |
|---|---|
| Date | Nov 05, 2020 |
| Book Page | 3908/1583 |
| Instrument | 2020069518 |
| Name | FIRST COMMUNITY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | MURFREESBORO, TN 37129 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 01, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 4058 CENTAVO CT, HERNANDO BEACH, FL 34607-3325 |
| Document Number | 0036391771 |
| Instrument Date | Oct 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 4058 CENTAVO CT HERNANDO BEACH FL 346073325, HERNANDO BEACH, FL 34607-3325 |
| Document Number | 0036391771 |
|---|---|
| Date | Nov 05, 2018 |
| Book Page | 003639/001771 |
| Instrument | 66982 |
| Name | SUNCOAST CU |
|---|---|
| Address | TAMPA, FL 33680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Nov 04, 2025 |
| Rate Type | Adjustable Rate |
|---|
Source: Hernando County records · Assessment roll updated October 31, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,216.00 (+2.7%) Additional exemption filed | $124,620 (+5.99%) | $384,871 (-3.45%) Land $111,879 Building $272,992 |
| 2023 | $117,581 (+3%) Land $117,581 | ||
| 2022 | $1,184.00 Homeowner's exemption | $114,156 | $398,632 Land $115,265 Building $283,367 |
Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Coastal | Yes |
| Wildfire Risk | Moderate above 58% of the US · above 31% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,010 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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