Hernando County property record for 4046 Centavo Ct, Hernando Beach, FL 34607 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1993 |
| Square Footage | 864 sqft Living Area |
| Lot Size | 4,356 sqft (0.1 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $185,000 (2017) |
| Tax Bill | $1,634.00 (2025) |
| Primary APN | R13-223-16-2320-0950-0240 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Building Area | 864 sqft Living Area |
| 1st Floor | 864 sqft 1st Floor |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Stucco Exterior |
| Construction Type | Wood Construction |
| Foundation Type | Concrete Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 4,356 sqft (0.1 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Area | 380 sqft Garage |
| Patio Area | 36 sqft Patio |
|---|---|
| Porch | Porch |
| Porch Area | 464 sqft Porch |
| Boat Access | Boat Access |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 00165109 |
|---|---|
| Street Address | 4046 CENTAVO CT |
| City | HERNANDO BEACH |
| State | FL |
| Zip | 34607-3325 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HERNANDO BEACH UNIT 9 BLK 95 LOT 24 |
| Legal Range | 16E |
| Legal Township | 23S |
| Legal Section | 13 |
| Legal Subdivision | HERNANDO BEACH UNIT 9 |
| Legal Block | 95 |
| Legal Lot Number | 24 |
| Legal Unit | 9 |
| Jurisdiction | HERNANDO FL |
| Minor Civil Division | HERNANDO BEACH |
| Census Blockgroup | 1 |
| Census Block | 1002 |
| Census Tract | 41501 |
Source: Hernando County records · APN R13-223-16-2320-0950-0240
Assessment roll updated October 31, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 4046 CENTAVO CT, HERNANDO BEACH, FL 34607-3325 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 20, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC |
| Jul 17, 2017 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage PARKSIDE LNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 17, 2017 · Amount on Record |
| Deed Sale | Jul 17, 2017 · Amount on Record |
| Prior Sale | Jul 17, 2017 · Amount on Record |
| Deed Doc Number | 0034881569 |
| Deed Book / Page | 003488 / 001569 |
| Last Transfer Date | May 20, 2022 |
| Transfer Doc | 0041741059 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | May 20, 2022 |
| Property Address | 4046 CENTAVO CT, HERNANDO BEACH, FL 34607-3325 |
| Document Number | 0041741059 |
| Book / Page | 4174 / 1059 |
| Map Reference | MB 7 PG 49 |
| Instrument Date | May 16, 2022 |
| Instrument | 2022040171 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2022 |
| Title Company | LIBERTY TITLE AND ESCROW LLC, LIBERTY TITLE & ESCROW LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4046 CENTAVO CT, HERNANDO BEACH, FL 34607-3325 |
| Document Number | 0041741060 |
|---|---|
| Date | May 20, 2022 |
| Instrument | 4174/1060 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Jul 17, 2017 |
| Property Address | 4046 CENTAVO CT, HERNANDO BEACH, FL 34607-3325 |
| Document Number | 0034881569 |
| Book / Page | 003488 / 001569 |
| Instrument Date | Jul 11, 2017 |
| Instrument | 40377 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2017 |
| Title Company | SOUTHEAST TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,295.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 4046 CENTAVO CT HERNANDO BEACH FL 346073325, HERNANDO BEACH, FL 34607-3325 |
| Document Number | 34881571 |
|---|---|
| Date | Jul 17, 2017 |
| Book Page | 003488/001571 |
| Instrument | 40378 |
| Name | PARKSIDE LNDG |
|---|---|
| Address | SAN FRANCISCO, CA 94103 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 16, 2047 |
Source: Hernando County records · Assessment roll updated October 31, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,634.00 (+1.87%) Additional exemption filed | $153,917 (+5.99%) | $248,580 (-5.08%) Land $128,000 Building $120,580 |
| 2023 | $145,222 (+3%) Land $25,082 Building $120,140 | ||
| 2022 | $1,604.00 Homeowner's exemption | $140,992 | $261,873 Land $132,000 Building $129,873 |
Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Coastal | Yes |
| Wildfire Risk | Moderate above 58% of the US · above 31% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,010 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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