400 Wynchat Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 400 Wynchat Dr, O Fallon, MO 63366

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,976 sqft · built 2011
Lot Size0.169 acres (7,405 sqft)
OwnerIndividual Name on Record
Last Sale$335,000 (Aug 2022)
Tax Bill$4,123 (2025)
Deeds & MortgagesAug 2022 Mortgage
Jul 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNT110300029

Property Details

APN / Parcel Number

Primary APNT110300029
Alternative APN
  • 2-056B-A780-00-0111.0000000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,976 sqft Living Area
Basement Area1,120 sqft

Exterior

Year BuiltBuilt 2011
Architectural StyleSplit Level
Exterior MaterialComposition/Composite
Lot Area7,405 sqft (0.169 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area40 sqft

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account NumberT110300029
Old Parcel NumberT110300029
Street Address400 WYNCHAT DR
CityO FALLON
StateMO
Zip63366-2663
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWABASH WOODS #3 LOT 111
Legal Range03E
Legal Township47N
Legal SubdivisionWABASH WOODS #3
Legal Lot Number111
JurisdictionST CHARLES MO
Township / Civil DivisionO'FALLON
Census Block Group1
Census Block1010
Census Tract311602

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address400 WYNCHAT DR, O FALLON, MO 63366-2663
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 1, 2022Warranty Deed, Transfer · VA Mortgage
UNITED WHOLESALE MORTGAGE
Jul 31, 2017Warranty Deed, Transfer · FHA Mortgage
GOLDEN OAK LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 1, 2022 · Amount on Record
Deed SaleAug 1, 2022 · Amount on Record
Prior SaleJul 31, 2017
Deed Document Number0202242505
Deed Book / Page2022 / 42505
Record UpdatedJun 8, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateAug 1, 2022
Property Address400 WYNCHAT DR, O FALLON, MO 63366-2663
Document Number0000042505
Map ReferenceMB 46 PG 257
Instrument DateJul 20, 2022
Instrument2022R-042505
Transaction TypeTransfer
Record UpdatedJan 17, 2024
Title CompanyINVESTORS TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address44 WEATHERBY DR, SAINT PETERS, MO 63376-3241

Transferred To (Grantee/Buyer)

NameVerified Name
Address400 WYNCHAT DR, O FALLON, MO 63366-2663

Mortgage

Document Number0000042506
DateAug 1, 2022
Instrument2022R-042506
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2052

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateJul 31, 2017
Property Address400 WYNCHAT DR, O FALLON, MO 63366-2663
Document Number0067830456
Book / Page006783 / 000456
Instrument DateJul 28, 2017
Instrument472970
Transaction TypeTransfer
Record UpdatedSep 12, 2017
Title CompanyOTHER

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address400 WYNCHAT DR O FALLON MO 633662663, O FALLON, MO 63366-2663

Mortgage

Document Number67830458
DateJul 31, 2017
Book Page006783/000458
Instrument472980
Lender
NameGOLDEN OAK LNDG
AddressSAINT LOUIS, MO 63146
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 30, 2047

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,123.00$64,196 (+7.87%)$337,874 (+7.87%) Land $70,001 Building $267,873
2023$59,515
2022$313,236 Land $50,001 Building $263,235

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims23 (1981–2022)
Claims Outside the SFHA2 of 23
Most Recent ClaimJul 2022 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2022 · 2 claims
  • Severe Storms, Flooding, And A Tornado, Sep 2008 · 3 claims
  • Severe Storms & Flooding, Aug 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOFALLON PWS
serves 32,515 people · EPA ID MO6010588
Water SourcePurchased surface water from several systems
Last State InspectionAug 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: AT&T, Brightspeed, Gateway Fiber, T-Mobile, Verizon, Wisper ISP.

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