406 Wych Cir, Crestview, FL 32536 Property Records

Okaloosa County property record for 406 Wych Cir, Crestview, FL 32536

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,953 sqft · built 2009
Lot Size	0.278 acres (12,121 sqft)
Owner	2 Individual Names on File
Last Sale	$213,300 (Dec 2018)
Deeds & Mortgages	Jan 2022 Mortgage Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-963-8044-9`

Property Details

APN / Parcel Number

Primary APN	`C56-000-963-8044-9`
Alternative APNs	`36-3N-24-1300-0000-1300` `24N336130000001300`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,953 sqft Living Area
Gross Area	3,022 sqft
1st Floor Area	1,953 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	12,121 sqft (0.278 acres)
Garage Type	Attached
Garage Area	483 sqft
Porch	Open/Unfinished Porch
Porch Area	586 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	406 WYCH CIR
City	CRESTVIEW
State	FL
Zip	32536-2264
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROLLING RIDGE S/D LOT 130
Legal Range	24W
Legal Township	03N
Legal Section	36
Legal Subdivision	ROLLING RIDGE S/D
Legal Lot Number	130
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	3
Census Block	3065
Census Tract	20601

Owner

406 Wych Cir is owned and occupied by two individuals who bought it in December 2018.

Source: Okaloosa County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	406 WYCH CIR, CRESTVIEW, FL 32536-2264
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2022	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Jan 25, 2021	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Sep 4, 2019	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Dec 6, 2018	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2018 · Amount on File
Deed Sale	Dec 6, 2018 · Amount on File
Prior Sale	Jun 8, 2009 · Amount on File
Deed Document Number	20183247067
Deed Book / Page	3377 / 2182
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	406 WYCH CIR, CRESTVIEW, FL 32536-2264
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 WYCH CIR, CRESTVIEW, FL 32536-2264

Mortgage

Document Number	0035972072
Date	Jan 6, 2022
Book Page	3597/2072
Instrument	3518031

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	406 WYCH CIR, CRESTVIEW, FL 32536-2264
Transaction Type	Mortgage
Record Updated	Feb 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 WYCH CIR, CRESTVIEW, FL 32536-2264

Mortgage

Document Number	0035202513
Date	Jan 25, 2021
Book Page	3520/2513
Instrument	3424204

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	406 WYCH CIR, CRESTVIEW, FL 32536-2264
Document Number	0034180606
Instrument Date	Sep 4, 2019
Transaction Type	Mortgage
Record Updated	Oct 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 WYCH CIR CRESTVIEW FL 325362264, CRESTVIEW, FL 32536-2264

Mortgage

Document Number	0034180606
Date	Sep 10, 2019
Book Page	003418/000606
Instrument	3303681

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 9, 2049

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Dec 6, 2018
Property Address	406 WYCH CIR, CRESTVIEW, FL 32536-2264
Document Number	0033772182
Book / Page	003377 / 002182
Instrument Date	Nov 29, 2018
Instrument	3247067
Transaction Type	Transfer
Record Updated	Dec 21, 2018
Title Company	MOULTON LAND TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,493.10
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	406 WYCH CIR CRESTVIEW FL 325362264, CRESTVIEW, FL 32536-2264

Mortgage

Document Number	33772183
Date	Dec 6, 2018
Book Page	003377/002183
Instrument	3247068

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 5, 2048

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Crestview City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Veteran's exemption	$201,368	$256,171 Land $44,726 Building $211,445
2023	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$189,993	$278,909 Land $38,000 Building $240,909

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 406 Wych Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 Wych Cir is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESTVIEW, CITY OF WATER DEPT. serves 34,789 people · EPA ID FL1460182
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35

May also be available: AT&T.

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