401 Wych Cir, Crestview, FL 32536 Property Records

Okaloosa County property record for 401 Wych Cir, Crestview, FL 32536

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,800 sqft · built 2009
Lot Size	0.26 acres (11,316 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Oct 2025)
Tax Bill	$3,846 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-963-8057-1`

Property Details

APN / Parcel Number

Primary APN	`C56-000-963-8057-1`
Alternative APNs	`36-3N-24-1300-0000-1430` `24N336130000001430`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,800 sqft Living Area
Gross Area	2,650 sqft
1st Floor Area	1,800 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	11,316 sqft (0.26 acres)
Garage Type	Attached
Garage Area	480 sqft
Porch	Finished/Open Porch
Porch Area	370 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	401 WYCH CIR
City	CRESTVIEW
State	FL
Zip	32536-2264
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROLLING RIDGE S/D LOT 143
Legal Range	24W
Legal Township	03N
Legal Section	36
Legal Subdivision	ROLLING RIDGE S/D
Legal Lot Number	143
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	3
Census Block	3065
Census Tract	20601

Owner

Source: Okaloosa County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1512 E SPEARFISH DR, BRANDON, SD 57005-1648
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2025	Warranty Deed, Transfer · VA Mortgage LOANUNITED.COM LLC
Jun 2, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2025 · Amount on Record
Deed Sale	Oct 17, 2025 · Amount on Record
Prior Sale	Jun 25, 2009 · Amount on Record
Deed Document Number	20253778600
Prior Transfer Date	Mar 23, 2012
Prior Transfer Doc	0030354821
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Oct 17, 2025
Property Address	401 WYCH CIR, CRESTVIEW, FL 32536-2264
Document Number	0003778600
Map Reference	MB 23 PG 14
Instrument Date	Sep 29, 2025
Instrument	3778600
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6211 BEECH TRAIL DR, CONVERSE, TX 78109-3170

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1512 E SPEARFISH DR, BRANDON, SD 57005-1648

Mortgage

Document Number	0003778601
Date	Oct 17, 2025
Instrument	3778601

Lender

Name	LOANUNITED.COM LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	401 WYCH CIR, CRESTVIEW, FL 32536-2264
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034653843
Date	Jun 2, 2020
Book Page	3465/3843
Instrument	3362097

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MELVILLE, NY 11747

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Crestview City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,846.00 (-6.08%)	$242,285 (-8.41%) Land $44,726 Building $197,559	$242,285 (-8.41%) Land $44,726 Building $197,559
2024	$4,095.00 (+5.16%)	$264,521 (+0.55%) Land $40,660 Building $223,861	$264,521 (+0.55%) Land $40,660 Building $223,861
2023	$3,894.00 (+8.65%)	$263,076 (+8.45%) Land $38,000 Building $225,076	$263,076 (+8.45%) Land $38,000 Building $225,076
2022	$3,584.00	$242,571 Land $31,457 Building $211,114	$242,571 Land $31,457 Building $211,114

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESTVIEW, CITY OF WATER DEPT. serves 34,789 people · EPA ID FL1460182
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35

May also be available: AT&T.

Nearby Properties on Wych Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures