404 Wych Cir, Crestview, FL 32536 Property Records

Okaloosa County property record for 404 Wych Cir, Crestview, FL 32536

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,068 sqft · built 2009
Lot Size	0.275 acres (11,979 sqft)
Owner	2 Individual Names on Record
Last Sale	$475,000 (Apr 2026)
Tax Bill	$3,262 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-963-8043-1`

Property Details

APN / Parcel Number

Primary APN	`C56-000-963-8043-1`
Alternative APNs	`36-3N-24-1300-0000-1290` `24N336130000001290`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,068 sqft Living Area
Gross Area	3,833 sqft
1st Floor Area	3,068 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	11,979 sqft (0.275 acres)
Garage Type	Attached
Garage Area	426 sqft

Exterior Amenities

Porch	Florida Room
Porch Area	339 sqft
Deck Area	588 sqft
Patio Area	1,293 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	404 WYCH CIR
City	CRESTVIEW
State	FL
Zip	32536-2264
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROLLING RIDGE S/D LOT 129
Legal Range	24W
Legal Township	03N
Legal Section	36
Legal Subdivision	ROLLING RIDGE S/D
Legal Lot Number	129
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	3
Census Block	3065
Census Tract	20601

Owner

Source: Okaloosa County records, as of May 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	404 WYCH CIR, CRESTVIEW, FL 32536-2264
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Warranty Deed, Transfer · VA Mortgage PRINCETON MORTGAGE CORPORATION
Jun 29, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Jan 2, 2018	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2026 · Amount on Record
Deed Sale	Apr 29, 2026 · Amount on Record
Prior Sale	Jan 2, 2018 · Amount on Record
Deed Document Number	20263813542
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Apr 29, 2026
Property Address	404 WYCH CIR, CRESTVIEW, FL 32536-2264
Document Number	0003813542
Instrument Date	Apr 27, 2026
Instrument	2026.3813542
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	MCNEESE TITLE LLC, MCNEESE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$335,825.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 WYCH CIR, CRESTVIEW, FL 32536-2264

Mortgage

Document Number	0003813543,
Date	Apr 29, 2026
Instrument	2026..3813543

Lender

Name	PRINCETON MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.22%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	404 WYCH CIR, CRESTVIEW, FL 32536-2264
Document Number	0034732937
Instrument Date	Jun 29, 2020
Transaction Type	Mortgage
Record Updated	Aug 25, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	404 WYCH CIR CRESTVIEW FL 325362264, CRESTVIEW, FL 32536-2264

Mortgage

Document Number	0034732937
Date	Jul 6, 2020
Book Page	003473/002937
Instrument	3370925

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jul 5, 2045

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jan 2, 2018
Property Address	404 WYCH CIR, CRESTVIEW, FL 32536-2264
Document Number	0033314108
Book / Page	003331 / 004108
Instrument Date	Dec 29, 2017
Instrument	3180394
Transaction Type	Transfer
Record Updated	Jan 24, 2018
Title Company	MOULTON LAND TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,050.80
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	404 WYCH CIR CRESTVIEW FL 325362264, CRESTVIEW, FL 32536-2264

Mortgage

Document Number	33314109
Date	Jan 2, 2018
Book Page	003331/004109
Instrument	3180395

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Crestview City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,262.00 (+5.19%) Homeowner's exemption Veteran's exemption	$252,517 (+5.99%)	$379,402 (-9.8%) Land $44,726 Building $334,676
2023	$3,101.00 (+5.91%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$238,252 (+5.29%)	$420,646 (+9.12%) Land $38,000 Building $382,646
2022	$2,928.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$226,277	$385,472 Land $31,457 Building $354,015

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESTVIEW, CITY OF WATER DEPT. serves 34,789 people · EPA ID FL1460182
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35

May also be available: AT&T.

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