Bay County property record for 406 Willow Bend, Auburn, MI 48611
| Property Type | Condominium |
|---|---|
| Details | 1 ba · 1,008 sqft · built 1980 |
| Owner | Individual Name on File |
| Last Sale | $87,900 (Jan 2020) |
| Tax Bill | $1,957 (2022) |
| Deeds & Mortgages | Jan 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 150-L03-000-011-00 |
| Primary APN | 150-L03-000-011-00 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Condo/Apartment |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 406 WILLOW BND |
|---|---|
| City | AUBURN |
| State | MI |
| Zip | 48611-9302 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | UNIT NO. 11 LEE WILLOW FARMS CONDOMINIUM, PLAN # 13 L1127/P351 BCR AMD |
| Legal Subdivision | LEE WILLOW FARMS CONDOMINIUM |
| Jurisdiction | BAY MI |
| Township / Civil Division | AUBURN |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 285600 |
406 Willow Bend, a condominium, is owned and occupied by an individual who bought it in January 2020.
Source: Bay County records, as of May 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 406 WILLOW BND, AUBURN, MI 48611-9302 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 22, 2020 · Amount on File |
| Deed Sale | Jan 22, 2020 · Amount on File |
| Prior Sale | Dec 9, 2004 · Amount on File |
| Deed Document Number | 2020916 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Jan 22, 2020 |
| Property Address | 406 WILLOW BND, AUBURN, MI 48611-9302 |
| Document Number | 0000000916 |
| Instrument Date | Jan 10, 2020 |
| Instrument | 916 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2020 |
| Title Company | DIVERSIFIED NATIONAL TITLE, DIVERSIFIED NAT'L TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $756.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2560 IVY HILL LN #A SAGINAW MI 486038000, A, SAGINAW, MI 48603-8000 |
| Document Number | 917 |
|---|---|
| Date | Jan 22, 2020 |
| Instrument | 917 |
| Name | ACADEMY MTG |
|---|---|
| Type | Mortgage Company |
| Address | DRAPER, UT 84020 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 21, 2050 |
| Document Number | 918, |
|---|---|
| Date | Jan 22, 2020 |
| Instrument | 918 |
| Name | MICHIGAN ST HSNG DEV AUTH |
|---|---|
| Address | LANSING, MI 48912 |
| Amount | Amount on Record |
|---|
Source: Bay County assessment roll, as of May 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| Municipality | Auburn City |
| Unified School District | Bay City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | Homeowner's exemption | $55,000 | $110,000 |
| 2023 | $43,900 | $87,800 | |
| 2022 | $1,957.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 406 Willow Bend in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 406 Willow Bend is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AUBURN serves 2,087 people · EPA ID MI0000300 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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