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305 Willow Bend, Auburn, MI 48611 Property Records

Bay County property record for 305 Willow Bend, Auburn, MI 48611

Property Summary

Property TypeCondominium
Details2 ba · 1,120 sqft · built 1990
OwnerIndividual Name on File
Last Sale$194,500 (Oct 2023)
Tax Bill$2,436 (2025)
Deeds & MortgagesOct 2023 Sale & Mortgage
Nov 2020 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN150-L03-000-007-00

Property Details

APN / Parcel Number

Primary APN150-L03-000-007-00

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,120 sqft Living Area
1st Floor Area1,120 sqft

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleCondo/Apartment
Garage Area544 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address305 WILLOW BND
CityAUBURN
StateMI
Zip48611-9318
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionUNIT NO. 7 LEE WILLOW FARMS CONDOMINIUM, PLAN # 13 L1127/P351 BCR AMD
Legal SubdivisionLEE WILLOW FARMS CONDOMINIUM
JurisdictionBAY MI
Township / Civil DivisionAUBURN
Census Block Group3
Census Block3014
Census Tract285600

Owner

305 Willow Bend, a condominium, is owned and occupied by an individual who acquired it in March 2024.

Source: Bay County records, as of May 18, 2026

Owner of RecordIndividual Name on File
Mailing Address305 WILLOW BND, AUBURN, MI 48611-9318
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 30, 2023Warranty Deed, Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Nov 3, 2020Warranty Deed, Transfer
ATTORNEY ONLY
Jul 26, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Jul 13, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 30, 2023 · Amount on File
Deed SaleOct 30, 2023 · Amount on File
Prior SaleNov 3, 2020 · Amount on File
Deed Document Number202312081
Last Transfer DateMar 7, 2024
Transfer Doc0000002350
Record UpdatedSep 20, 2026

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY MI
Recording DateOct 30, 2023
Property Address305 WILLOW BND, AUBURN, MI 48611-9318
Document Number0000012081
Map ReferenceLB 1127 PG 351
Instrument DateOct 27, 2023
Instrument202312081
Transaction TypeTransfer
Record UpdatedNov 27, 2023
Title CompanyPARKS TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,458.75
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4794 ZIELINSKI LN, AUBURN, MI 48611-9208

Transferred To (Grantee/Buyer)

NameVerified Name
Address313 TWIN LAKE RD, BEAVERTON, MI 48612-8527

Mortgage

Document Number0000012083
DateOct 30, 2023
Instrument202312083
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2053

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY MI
Recording DateNov 3, 2020
Property Address305 WILLOW BND, AUBURN, MI 48611-9318
Document Number0000015742
Instrument DateOct 23, 2020
Instrument15742
Transaction TypeTransfer
Record UpdatedJan 18, 2021
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$1,161.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address670 W NORTH UNION RD AUBURN MI 486119501, AUBURN, MI 48611-9501

July 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBAY MI
Recording DateJul 26, 2018
Property Address305 WILLOW BND, AUBURN, MI 48611-9318
Document Number0000010257
Instrument DateJul 26, 2018
Instrument10257
Transaction TypeTransfer
Record UpdatedJan 16, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLifetime Benefit
Address305 WILLOW BND AUBURN MI 486119318, AUBURN, MI 48611-9318

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY MI
Recording DateJul 13, 2017
Property Address305 WILLOW BND, AUBURN, MI 48611-9318
Document Number0032270356
Book / Page003227 / 000356
Instrument DateJul 7, 2017
Transaction TypeTransfer
Record UpdatedAug 16, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$623.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address17241 GULFDSPRAY CIR PORT CHARLOTTE FL 33948, PORT CHARLOTTE, FL 33948

Tax Assessment & Valuation

The 2025 property tax bill for 305 Willow Bend was $2,436 with a homeowner's exemption.

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBay County
MunicipalityAuburn City
Unified School DistrictBay City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026Homeowner's exemption$71,300 (+0.99%)$142,600 (+0.99%)
2025$2,436.00 Homeowner's exemption$70,600$141,200
2023$55,600$111,200
2022$2,472.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 305 Willow Bend in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 Willow Bend is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 93% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAUBURN
serves 2,087 people · EPA ID MI0000300
Water SourcePurchased surface water from several systems
Last State InspectionAug 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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