406 W Main St, Everson, WA 98247 Property Records

Whatcom County property record for 406 W Main St, Everson, WA 98247 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,608 sqft · built 1947
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on File
Last Sale	$380,000 (Jul 2026)
Tax Bill	$3,244 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jun 2018 Transfer
Flood Zone	Zone AE (high risk)
APN	`400430-092003-0000`

Property Details

APN / Parcel Number

Primary APN	`400430-092003-0000`
Alternative APNs	`139400` `594071`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,608 sqft Living Area
1st Floor Area	1,092 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1987
Architectural Style	Multi-Level
Exterior Material	Combination
Roof Material	Composition Shingle
Lot Area	4,792 sqft (0.11 acres)
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	156 sqft
Deck Area	112 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	139400
Street Address	406 W MAIN ST
City	EVERSON
State	WA
Zip	98247-9590
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG ON C/L OF MAIN ST 1287.53 FT W OF 1/4 COR ON S SEC LI-TH N 30 FT TO AN ANGLE PT IN N LI OF MAIN ST-TH S 66 DEG 3300 W ALG NWLY LI OF MAIN ST 121.07 FT TO TPOB-TH SWLY ALG NWLY LI OF MAIN ST 70 FT-TH NWLY AT R/A 80 FT-TH N 66 DEG 3300 E 70 FT-TH S
Legal Range	04
Legal Township	40
Legal Section	30
Jurisdiction	WHATCOM WA
Township / Civil Division	SUMAS
Census Block Group	2
Census Block	2011
Census Tract	10202

Owner

Source: Whatcom County records · APN 400430-092003-0000

Assessment roll updated December 30, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1418 NOOKSACK AVE, NOOKSACK, WA 98276-9279
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 29, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 10, 2026 · Amount on Record
Deed Sale	Jul 10, 2026 · Amount on Record
Prior Sale	Feb 07, 2005 · Amount on Record
Deed Document Number	2026828
Prior Transfer Date	May 29, 2018
Prior Transfer Doc	0000603182
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Jul 10, 2026
Property Address	406 W MAIN ST, EVERSON, WA 98247-9590
Document Number	0000000828
Instrument Date	Jul 09, 2026
Instrument	2026828
Transaction Type	Transfer
Record Updated	Jul 24, 2026
Title Company	WHATCOM LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$614,585.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1418 NOOKSACK AVE, NOOKSACK, WA 98276-9279

Mortgage

Document Number	0000000829,
Date	Jul 10, 2026
Instrument	202607829

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHATCOM WA
Recording Date	Jun 29, 2018
Property Address	406 W MAIN ST, EVERSON, WA 98247-9590
Document Number	2180603182
Instrument Date	May 29, 2018
Instrument	603182
Transaction Type	Transfer
Record Updated	Jul 12, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 W MAIN ST EVERSON WA 982479590, EVERSON, WA 98247-9590

Tax Assessment & Valuation

Source: Whatcom County records · Assessment roll updated December 30, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Everson City
Unified School District	Nooksack Valley School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,244.00 (+16.94%)	$355,325 (+10.65%) Land $150,480 Building $204,845	$355,325 (+10.65%) Land $150,480 Building $204,845
2022		$321,115 Land $124,096 Building $197,019	$321,115 Land $124,096 Building $197,019
2021	$2,774.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Whatcom County (53073C), updated May 26, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530730102022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 126 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	131 units insured 5 under condo master policies
Nearby Flood Claims	123 (2020–2025)
Claims Outside the SFHA	6 of 123
Most Recent Claim	Dec 2025, river or lake flooding, Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims By Storm	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 120 claims Severe Storms, Flooding, Landslides, And Mudslides, Feb 2020 · 3 claims

Wildfire

Wildfire Risk	Low above 6% of the US · above 4% of Washington
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 189 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Northwest Fiber, Radiate Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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