312 W Main St, Everson, WA 98247 Property Records

Whatcom County property record for 312 W Main St, Everson, WA 98247

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 900 sqft · built 1937
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$307,500 (Aug 2020)
Tax Bill	$2,427 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`572397`

Property Details

APN / Parcel Number

Primary APN	`572397`
Alternative APNs	`400430 120010 0000` `139412`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	900 sqft Living Area
1st Floor Area	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1937
Architectural Style	Other
Exterior Material	Combination
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.139 acres)
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Deck Area	36 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	572397
Street Address	312 W MAIN ST
City	EVERSON
State	WA
Zip	98247-9500
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Legal Description	BEG 1151.16 FT W-30 FT N OF S 1/4 SEC COR-TH N 110 FT-TH W 57 FT 4 INCHES-TH S 110 FT-TH E 57 FT 4 INCHES TO BEG
Legal Range	04
Legal Township	40
Legal Section	30
Jurisdiction	WHATCOM WA
Township / Civil Division	SUMAS
Census Block Group	2
Census Block	2011
Census Tract	10202

Owner

Source: Whatcom County records · APN 572397

Assessment roll updated May 31, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	312 W MAIN ST, EVERSON, WA 98247-9500
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 13, 2020 · Amount on Record
Deed Sale	Aug 13, 2020 · Amount on Record
Deed Document Number	2020-0801872
Record Updated	Jun 08, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Aug 13, 2020
Property Address	312 W MAIN ST, EVERSON, WA 98247-9500
Document Number	2200801872
Instrument Date	Aug 05, 2020
Instrument	801872
Transaction Type	Transfer
Record Updated	Sep 22, 2020
Title Company	CHICAGO TITLE BELLINGHAM

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,925.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 W MAIN ST EVERSON WA 982479500, EVERSON, WA 98247-9500

Mortgage

Document Number	2200801873
Date	Aug 13, 2020
Instrument	801873

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 12, 2050

Tax Assessment & Valuation

Source: Whatcom County records · Assessment roll updated May 31, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Everson City
Unified School District	Nooksack Valley School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,427.00 (+33.57%)	$263,725 (+25.84%) Land $103,673 Building $160,052	$263,725 (+25.84%) Land $103,673 Building $160,052
2022		$209,570 Land $62,048 Building $147,522	$209,570 Land $62,048 Building $147,522
2021	$1,817.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 26, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 126 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	131 units insured incl. 5 condo units
Nearby Flood Claims	123 (2020–2025)
Claims Outside the SFHA	6 of 123
Most Recent Claim	Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 120 claims Severe Storms, Flooding, Landslides, And Mudslides, Feb 2020 · 3 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Northwest Fiber, Radiate Holdings.

Based on FCC filings for 189 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF EVERSON serves 3,893 people
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.