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402 W Main St, Everson, WA 98247 Property Records

Whatcom County property record for 402 W Main St, Everson, WA 98247 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,324 sqft · built 1912
Lot Size0.25 acres (10,890 sqft)
Owner2 Owner Names on File
Last Sale$120,000 (Jun 2003)
Tax Bill$3,330 (2025)
Deeds & MortgagesOct 2017 Mortgage
Flood ZoneZone AE (high risk)
APN100386

Property Details

APN / Parcel Number

Primary APN100386
Alternative APNs
  • 400430 100007 0000
  • 139406

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,324 sqft Living Area
1st Floor Area844 sqft
2nd Floor Area480 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1912
Architectural StyleSplit Level
Exterior MaterialCombination
Roof MaterialComposition Shingle
Lot Area10,890 sqft (0.25 acres)
Garage TypeDetached
Garage Area396 sqft
Parking Spaces1 Parking Space
PorchCovered Porch
Porch Area256 sqft
Deck Area224 sqft

Utilities, Heating & Cooling

Heating SystemBaseboard

Location & Zoning

Account Number100386
Street Address402 W MAIN ST
CityEVERSON
StateWA
Zip98247-9590
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBEG AT ANGLE PT ON N LI OF MAIN ST (CO RD 76) SD PT BEING 1287.33 FT W-30 FT N OF S 1/4 SEC COR-TH S 66 DEG 33'00\ W ALG NWLY
Legal Range04
Legal Township40
Legal Section30
JurisdictionWHATCOM WA
Township / Civil DivisionSUMAS
Census Block Group2
Census Block2011
Census Tract10202

Owner

Source: Whatcom County records · APN 100386

Assessment roll updated May 31, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on File
Mailing Address402 W MAIN ST, EVERSON, WA 98247-9590
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 26, 2003 · Amount on Record
Deed SaleJun 26, 2003 · Amount on Record
Deed Document Number2030605931
Record UpdatedJun 08, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHATCOM WA
Property Address402 W MAIN ST, EVERSON, WA 98247-9590
Document Number2171001642
Instrument DateOct 10, 2017
Transaction TypeMortgage
Record UpdatedAug 27, 2018
Title CompanyWHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address402 W MAIN ST EVERSON WA 982479590, EVERSON, WA 98247-9590

Mortgage

Document Number2171001642
DateOct 16, 2017
Instrument1001642
Lender
NamePEOPLES BK
TypeBank
AddressBELLINGHAM, WA 98226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueOct 15, 2037

Tax Assessment & Valuation

Source: Whatcom County records · Assessment roll updated May 31, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateWashington
CountyWhatcom County
MunicipalityEverson City
Unified School DistrictNooksack Valley School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,330.00 (+17.71%)$361,909 (+10.47%) Land $188,100 Building $173,809$361,909 (+10.47%) Land $188,100 Building $173,809
2022$327,613 Land $124,096 Building $203,517$327,613 Land $124,096 Building $203,517
2021$2,829.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Whatcom County (53073C), updated May 26, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530730102022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 126 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies131 units insured
5 under condo master policies
Nearby Flood Claims123 (2020–2025)
Claims Outside the SFHA6 of 123
Most Recent ClaimDec 2025, river or lake flooding, Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims By Storm
  • Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 120 claims
  • Severe Storms, Flooding, Landslides, And Mudslides, Feb 2020 · 3 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 35 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Northwest FiberFiber6,000 / 6,000
XfinityCable2,000 / 250
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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