403 W Main St, Calmar, IA 52132 Property Records

Winneshiek County property record for 403 W Main St, Calmar, IA 52132

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,406 sqft · built 1920
Lot Size0.177 acres (7,722 sqft)
Owner2 Individual Names on Record
Tax Bill$2,144 (2026)
Deeds & MortgagesApr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN143522600200

Property Details

APN / Parcel Number

Primary APN143522600200

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,406 sqft Living Area
1st Floor Area416 sqft
Basement Area208 sqft
Unfinished Basement208 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeStone
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,722 sqft (0.177 acres)
Lot Dimensions117 ft deep x 66 ft wide
Garage TypeDetached
Garage Area780 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address403 W MAIN ST
CityCALMAR
StateIA
Zip52132-7754
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 5 BLK 36
Legal Range09W
Legal Township97N
Legal Section35
Legal SubdivisionTOWN CALMAR
Legal Block36
Legal Lot Number5
JurisdictionWINNESHIEK IA
Township / Civil DivisionCALMAR
Census Block Group1
Census Block1027
Census Tract950500

Owner

Source: Winneshiek County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 285, CALMAR, IA 52132-0285
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNESHIEK IA
Property Address403 W MAIN ST, CALMAR, IA 52132-7754
Transaction TypeMortgage
Record UpdatedSep 1, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021/1592
DateApr 15, 2021
Book Page2021/1592
Instrument2021 1592
Lender
NameQUICKEN LOANS INC
TypeFunding / Finance Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2051
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

TypeName
StateIowa
MunicipalityCalmar City
CountyWinneshiek County
Unified School DistrictSouth Winneshiek Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,144.00$146,370 (-) Land $13,440 Building $132,930$146,370 (-) Land $13,440 Building $132,930
2025$2,144.00 (+14.41%) Homeowner's exemption$146,370 (+14.27%) Land $13,440 Building $132,930$146,370 (+14.27%) Land $13,440 Building $132,930
2024$1,874.00 (-5.07%)
2023$128,090 (+15%) Land $13,440 Building $114,650$128,090 (+15%) Land $13,440 Building $114,650
2022$1,974.00 Homeowner's exemption$111,380 Land $11,200 Building $100,180
2021$111,380 Land $11,200 Building $100,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims3 (2021)
Most Recent ClaimAug 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCALMAR WATER SUPPLY
serves 1,125 people · EPA ID IA9615064
Water SourceGroundwater
Last State InspectionAug 2025
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hawkeye Telephone
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
GigFire
Fixed Wireless
150 / 130
T-Mobile
Fixed Wireless
100 / 20
Nextlink
Fixed Wireless
100 / 20

May also be available: Acentek.

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