406 Virginia St, Fredericktown, MO 63645 Property Records

Madison County property record for 406 Virginia St, Fredericktown, MO 63645

Property Summary

Property Type	Single Family Home
Details	3 bd · 936 sqft · built 1948
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Tax Bill	$726 (2025)
Deeds & Mortgages	Jul 2025 Mortgage Aug 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-4.0-17-002-002-007.000`

Property Details

APN / Parcel Number

Primary APN	`07-4.0-17-002-002-007.000`
Alternative APN	`4523`

Interior

Bedrooms	3 Beds
Total Rooms	5 Rooms
Stories	1 Story
Building Area	936 sqft Living Area
Flooring	Concrete/Cement
Interior Walls	Plaster

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	158 ft deep x 49.5 ft wide
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	406 VIRGINIA ST
City	FREDERICKTOWN
State	MO
Zip	63645-1463
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L16 BLK 10 CAHOON ADDN
Legal Range	07
Legal Township	33
Legal Section	17
Legal Subdivision	CAHOON ADD
Legal Block	10
Jurisdiction	MADISON MO
Township / Civil Division	ST. MICHAEL
Census Block Group	1
Census Block	1008
Census Tract	960202

Owner

Source: Madison County records, as of January 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	406 VIRGINIA ST, FREDERICKTOWN, MO 63645-1463
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2025	Deed of Trust, Mortgage · Non-Conforming Investor Loan FIRST STATE COMMUNITY BANK
Aug 7, 2023	Deed of Trust, Mortgage · Line of Credit FIRST STATE COMMUNITY BANK
Jul 28, 2025	Warranty Deed, Transfer
Mar 26, 2025	Beneficiary Deed, Transfer
May 7, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2019
Deed Sale	May 7, 2019
Deed Document Number	20192017004672
Deed Book / Page	505 / 216
Last Transfer Date	Mar 6, 2025
Transfer Doc	000573/856
Record Updated	Jun 8, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MO
Property Address	406 VIRGINIA ST, FREDERICKTOWN, MO 63645-1463
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000577/490
Date	Jul 22, 2025
Book Page	577/490
Instrument	2025001040

Lender

Name	FIRST STATE COMMUNITY BANK
Type	Bank

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount Recorded

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MO
Property Address	406 VIRGINIA ST, FREDERICKTOWN, MO 63645-1463
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000556/259
Date	Aug 7, 2023
Book Page	556/259

Lender

Name	FIRST STATE COMMUNITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MO
Recording Date	Jul 28, 2025
Property Address	406 VIRGINIA ST, FREDERICKTOWN, MO 63645-1463
Document Number	000577/829
Book / Page	577 / 829
Instrument Date	Jul 24, 2025
Instrument	20251093
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 VIRGINIA ST, FREDERICKTOWN, MO 63645-1463

March 2025: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	MADISON MO
Recording Date	Mar 26, 2025
Property Address	406 VIRGINIA ST, FREDERICKTOWN, MO 63645-1463
Document Number	000573/856
Book / Page	573 / 856
Instrument Date	Mar 6, 2025
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 VIRGINIA ST, FREDERICKTOWN, MO 63645-1463

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MO
Recording Date	May 7, 2019
Property Address	406 VIRGINIA ST, FREDERICKTOWN, MO 63645-1463
Document Number	000505/216
Book / Page	505 / 216
Instrument Date	May 2, 2019
Instrument	2017004672
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 VIRGINIA ST, FREDERICKTOWN, MO 63645-1463

Tax Assessment & Valuation

Source: Madison County assessment roll, as of January 13, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Madison County
Municipality	Fredericktown City
Unified School District	Fredericktown R-I School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$726.00 (-0.14%)	$11,560 (-)	$60,840 (-) Land $5,610 Building $55,230
2023	$727.00	$11,560	$60,840 Land $5,610 Building $55,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREDERICKTOWN PWS serves 4,429 people · EPA ID MO4010290
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter resolved · Aug 2017 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: AT&T.

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