400 Virginia St, Fredericktown, MO 63645 Property Records

Madison County property record for 400 Virginia St, Fredericktown, MO 63645

Property Summary

Property Type	Single Family Home
Details	2 bd · 827 sqft · built 1945
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Tax Bill	$597 (2025)
Deeds & Mortgages	Jan 2024 Second Mortgage Jan 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-4.0-17-002-002-004.000`

Property Details

APN / Parcel Number

Primary APN	`07-4.0-17-002-002-004.000`
Alternative APN	`4520`

Interior

Bedrooms	2 Beds
Total Rooms	5 Rooms
Stories	1 Story
Building Area	827 sqft Living Area
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1945
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Shingle
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	158 ft deep x 49.5 ft wide
Utility Building	350 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	400 VIRGINIA ST
City	FREDERICKTOWN
State	MO
Zip	63645-1463
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L13 BLK 10 CAHOON ADDN
Legal Subdivision	CAHOON ADD
Legal Block	10
Jurisdiction	MADISON MO
Township / Civil Division	ST. MICHAEL
Census Block Group	1
Census Block	1008
Census Tract	960202

Owner

400 Virginia St is owned and occupied by an individual who acquired it in January 2024.

Source: Madison County records, as of January 12, 2026

Owner of Record	Individual Name on File
Mailing Address	400 VIRGINIA ST, FREDERICKTOWN, MO 63645-1463
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST STATE COMMUNITY BANK
Jan 5, 2024	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE COMMUNITY BANK
Jan 5, 2018	Deed of Trust, Mortgage CORNERSTONE MORTGAGE
May 27, 2022	Warranty Deed, Transfer
Jan 5, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2024
Deed Sale	Jan 5, 2024
Prior Sale	May 27, 2022
Deed Document Number	0000056161
Deed Book / Page	561 / 61
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MO
Property Address	400 VIRGINIA ST, FREDERICKTOWN, MO 63645-1463
Transaction Type	Mortgage
Record Updated	Jan 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000561/87
Date	Jan 5, 2024
Book Page	561/87

Lender

Name	FIRST STATE COMMUNITY BANK
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MO
Property Address	400 VIRGINIA ST, FREDERICKTOWN, MO 63645-1463
Transaction Type	Mortgage
Record Updated	Jan 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000561/64
Date	Jan 5, 2024
Book Page	561/64

Lender

Name	FIRST STATE COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2053

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MO
Property Address	400 VIRGINIA ST, FREDERICKTOWN, MO 63645-1463
Transaction Type	Mortgage
Record Updated	Mar 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000491/0000000684
Date	Jan 5, 2018
Book Page	0000000491/0000000684
Instrument	2017001990

Lender

Name	CORNERSTONE MORTGAGE
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2048

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MO
Recording Date	May 27, 2022
Property Address	400 VIRGINIA ST, FREDERICKTOWN, MO 63645-1463
Document Number	000542/756
Book / Page	542 / 756
Instrument Date	May 25, 2022
Instrument	2022000919
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 VIRGINIA ST, FREDERICKTOWN, MO 63645-1463

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MO
Recording Date	Jan 5, 2018
Property Address	400 VIRGINIA ST, FREDERICKTOWN, MO 63645-1463
Document Number	000491/682
Book / Page	491 / 682
Instrument Date	Jan 3, 2018
Instrument	2017001989
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 VIRGINIA ST, FREDERICKTOWN, MO 63645-1463

Tax Assessment & Valuation

The 2025 property tax bill for 400 Virginia St was $597.

Source: Madison County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Madison County
Municipality	Fredericktown City
Unified School District	Fredericktown R-I School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$597.00	$9,510	$50,070 Land $5,610 Building $44,460
2023	$598.00	$9,510	$50,070 Land $5,610 Building $44,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 400 Virginia St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 2, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 400 Virginia St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREDERICKTOWN PWS serves 4,429 people · EPA ID MO4010290
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter resolved · Aug 2017 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: AT&T.

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