402 Virginia St, Fredericktown, MO 63645 Property Records

Madison County property record for 402 Virginia St, Fredericktown, MO 63645

Property Summary

Property Type	Single Family Home
Details	2 bd · 788 sqft · built 1940
Lot Size	0.189 acres (8,276 sqft)
Owner	Individual Name on Record
Tax Bill	$577 (2025)
Deeds & Mortgages	Jan 2008 Mortgage Jul 2025 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`07-4.0-17-002-002-005.000`

Property Details

APN / Parcel Number

Primary APN	`07-4.0-17-002-002-005.000`
Alternative APN	`4521`

Interior

Bedrooms	2 Beds
Total Rooms	5 Rooms
Stories	1 Story
Building Area	788 sqft Living Area
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1940
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Shingle
Lot Area	8,276 sqft (0.189 acres)
Lot Dimensions	158 ft deep x 49.5 ft wide
Utility Building	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	402 VIRGINIA ST
City	FREDERICKTOWN
State	MO
Zip	63645-1463
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L14 BLK 10 CAHOON ADDN
Legal Subdivision	CAHOON ADD
Legal Block	10
Jurisdiction	MADISON MO
Township / Civil Division	ST. MICHAEL
Census Block Group	1
Census Block	1008
Census Tract	960202

Owner

Source: Madison County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	402 VIRGINIA ST, FREDERICKTOWN, MO 63645-1463
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2008	Deed of Trust, Mortgage · Conventional Mortgage NEW ERA BANK
Jul 28, 2025	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO LLC
Jul 28, 2025	Warranty Deed, Transfer
Jan 30, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage GREAT SOUTHERN BANK
Jul 22, 2005	Warranty Deed, Transfer
Jun 3, 2005	Warranty Deed, Transfer · Line of Credit SUN SECURITY TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2025
Deed Sale	Jul 28, 2025
Prior Sale	Jul 22, 2005
Deed Document Number	0000577799
Deed Book / Page	512 / 736
Prior Transfer Date	Jan 30, 2020
Prior Transfer Doc	2020000124
Record Updated	Sep 20, 2026

January 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MO
Property Address	402 VIRGINIA ST, FREDERICKTOWN, MO 63645-1463
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00393/0600
Date	Jan 25, 2008
Book Page	393/0600
Instrument	0179

Lender

Name	NEW ERA BANK
Type	Bank
Address	FREDERICKTOWN, MO 63645

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MO
Property Address	402 VIRGINIA ST, FREDERICKTOWN, MO 63645-1463
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000577/801
Date	Jul 28, 2025
Book Page	577/801
Instrument	2025001090

Lender

Name	GUILD MORTGAGE CO LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MO
Recording Date	Jul 28, 2025
Property Address	402 VIRGINIA ST, FREDERICKTOWN, MO 63645-1463
Document Number	000577/799
Book / Page	577 / 799
Instrument Date	Jul 24, 2025
Instrument	2025001089
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 VIRGINIA ST, FREDERICKTOWN, MO 63645-1463

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MO
Recording Date	Jan 30, 2020
Property Address	402 VIRGINIA ST, FREDERICKTOWN, MO 63645-1463
Document Number	000512/736
Book / Page	512 / 736
Instrument Date	Jan 28, 2020
Instrument	2020000124
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 VIRGINIA ST, FREDERICKTOWN, MO 63645-1463

Mortgage

Document Number	000512/738
Date	Jan 30, 2020
Book Page	512/738
Instrument	2020000125

Lender

Name	GREAT SOUTHERN BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

July 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MO
Recording Date	Jul 22, 2005
Property Address	402 VIRGINIA ST, FREDERICKTOWN, MO 63645-1463
Document Number	00354/0017
Book / Page	354 / 0017
Instrument Date	Jul 15, 2005
Instrument	1931
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 VIRGINIA ST, FREDERICKTOWN, MO 63645-1463

June 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MO
Recording Date	Jun 3, 2005
Property Address	402 VIRGINIA ST, FREDERICKTOWN, MO 63645-1463
Document Number	00351/0665
Book / Page	351 / 0665
Instrument Date	May 26, 2005
Instrument	1457
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	314 E COLLEGE AVE, FREDERICKTOWN, MO 63645-1210
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001458
Date	Jun 3, 2005
Instrument	1458

Lender

Name	SUN SECURITY TRUST
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Madison County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Madison County
Municipality	Fredericktown City
Unified School District	Fredericktown R-I School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$577.00 (-0.17%)	$9,190 (-)	$48,380 (-) Land $5,610 Building $42,770
2023	$578.00	$9,190	$48,380 Land $5,610 Building $42,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREDERICKTOWN PWS serves 4,429 people · EPA ID MO4010290
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter resolved · Aug 2017 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: AT&T.

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