406 Vaiden Ridge Dr S, Hernando, MS 38632 Property Records

DeSoto County property record for 406 Vaiden Ridge Dr S, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,766 sqft · built 2013
Lot Size	0.266 acres (11,583 sqft)
Owner	Individual Name on File
Last Sale	$306,250 (Jun 2026)
Tax Bill	$1,763 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Dec 2013 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-07-4-18-55-3-00026-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-4-18-55-3-00026-00`

Interior

Bedrooms	3 Beds
Total Rooms	8 Rooms
Building Area	1,766 sqft Adjusted Area
1st Floor Area	1,164 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Material	Shingle
Lot Area	11,583 sqft (0.266 acres)
Lot Dimensions	146 ft deep x 79 ft wide
Patio Area	170 sqft

Location & Zoning

Street Address	406 VAIDEN RIDGE DR S
City	HERNANDO
State	MS
Zip	38632-6016
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	VAIDEN RIDGE LOT 26
Legal Range	007
Legal Township	03S
Legal Section	18
Legal Subdivision	VAIDEN RIDGE
Legal Lot Number	26
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	3
Census Block	3027
Census Tract	71124

Owner

Source: DeSoto County assessment roll, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	406 VAIDEN RIDGE DR S, HERNANDO, MS 38632-6016
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Warranty Deed, Transfer · VA Mortgage CME LENDING GROUP LLC
Dec 19, 2013	Warranty Deed, Subdivision Related Transfer
Aug 28, 2013	Special Warranty Deed, Transfer BANK OF BARTLETT

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 10, 2026 · Amount on Record
Deed Sale	Jun 10, 2026 · Amount on Record
Prior Sale	Dec 19, 2013
Deed Document Number	2026
Deed Book / Page	1026 / 10117
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jun 10, 2026
Property Address	406 VAIDEN RIDGE DR S, HERNANDO, MS 38632-6016
Document Number	1026/10117
Book / Page	1026 / 10117
Instrument Date	Jun 9, 2026
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	REALITY TITLE, REALTY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 VAIDEN RIDGE DR S, HERNANDO, MS 38632-6016

Mortgage

Document Number	5663064896,
Date	Jun 10, 2026
Book Page	5663/64896

Lender

Name	CME LENDING GROUP LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

December 2013: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Dec 19, 2013
Property Address	406 VAIDEN RIDGE DR S, HERNANDO, MS 38632-6016
Document Number	000724/256
Book / Page	0724 / 256
Map Reference	MB97 PG30-31
Instrument Date	Dec 13, 2013
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 166, SOUTHAVEN, MS 38671-0002

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 VAIDEN RIDGE DR S, HERNANDO, MS 38632-6016

August 2013: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Aug 28, 2013
Property Address	406 VAIDEN RIDGE DR S, HERNANDO, MS 38632-6016
Document Number	000715/405
Book / Page	0715 / 405
Map Reference	MB97 PG30-31
Instrument Date	Aug 13, 2013
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6281 STAGE RD, BARTLETT, TN 38134-3727

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 166, SOUTHAVEN, MS 38671-0002
Investor	Possibly a Property Investor

Mortgage

Document Number	0003702051
Date	Aug 28, 2013
Instrument	3702/051

Lender

Name	BANK OF BARTLETT
Type	Bank

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Aug 13, 2014

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,763.00 (+16.52%)	$17,712 (+35.5%) Land $3,000 Building $14,712	$177,119 (+35.49%) Land $30,000 Building $147,119
2023	$1,513.00	$13,072	$130,724 Land $30,000 Building $100,724

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 84% of Mississippi
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HERNANDO-JAYBIRD private · serves 6,750 people · EPA ID MS0170002
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Telapex Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

406 Vaiden Ridge Dr S, Hernando, MS 38632 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

June 2026: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

December 2013: Warranty Deed, Subdivision Related Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

August 2013: Special Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Vaiden Ridge Dr S

Nearby Streets

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