342 Vaiden Ridge Dr S, Hernando, MS 38632 Property Records

DeSoto County property record for 342 Vaiden Ridge Dr S, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,838 sqft · built 2010
Lot Size	0.253 acres (11,026 sqft)
Owner	Individual Name on File
Tax Bill	$1,784 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-07-4-18-55-3-00022-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-4-18-55-3-00022-00`

Interior

Bedrooms	3 Beds
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,838 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	11,026 sqft (0.253 acres)
Lot Dimensions	171 ft deep x 77 ft wide
Patio Area	150 sqft

Location & Zoning

Street Address	342 VAIDEN RIDGE DR S
City	HERNANDO
State	MS
Zip	38632-6017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	VAIDEN RIDGE LOT 22
Legal Range	07
Legal Township	03
Legal Section	18
Legal Quarter	SE
Legal Subdivision	VAIDEN RIDGE
Legal Lot Number	22
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	3
Census Block	3027
Census Tract	71124

Owner

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	342 VAIDEN RIDGE DR S, HERNANDO, MS 38632-6017
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2010
Deed Sale	Dec 22, 2010
Prior Sale	Sep 10, 2010
Deed Document Number	0000649187
Deed Book / Page	649 / 187
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	342 VAIDEN RIDGE DR S, HERNANDO, MS 38632-6017
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	QUALITY TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	342 VAIDEN RIDGE DR S, HERNANDO, MS 38632-6017

Mortgage

Document Number	005033/149
Date	Sep 2, 2020
Book Page	5033/149

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,784.00 (+15.99%)	$17,896 (+35.03%) Land $3,000 Building $14,896	$178,964 (+35.04%) Land $30,000 Building $148,964
2023	$1,538.00	$13,253	$132,527 Land $30,000 Building $102,527

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 84% of Mississippi
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HERNANDO-JAYBIRD private · serves 6,750 people · EPA ID MS0170002
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
C Spire Wireless Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20