DeSoto County property record for 386 Vaiden Ridge Dr S, Hernando, MS 38632
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,802 sqft · built 2013 |
| Lot Size | 0.187 acres (8,153 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,763 (2025) |
| Deeds & Mortgages | Feb 2019 Second Mortgage Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-07-4-18-55-3-00025-00 |
| Primary APN | 3-07-4-18-55-3-00025-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 6 Rooms |
| Building Area | 1,802 sqft Adjusted Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2013 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 8,153 sqft (0.187 acres) |
| Lot Dimensions | 99 ft deep x 91 ft wide |
| Patio Area | 156 sqft |
| Street Address | 386 VAIDEN RIDGE DR S |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-6017 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Description | VAIDEN RIDGE LOT 25 |
| Legal Range | 07 |
| Legal Township | 03 |
| Legal Section | 18 |
| Legal Quarter | SE |
| Legal Subdivision | VAIDEN RIDGE |
| Legal Lot Number | 25 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 71124 |
Source: DeSoto County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 386 VAIDEN RIDGE DR S, HERNANDO, MS 38632-6017 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 20, 2019 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage GUILD MORTGAGE CO |
| Aug 4, 2021 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Feb 20, 2019 | Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 4, 2021 |
| Deed Sale | Aug 4, 2021 |
| Prior Sale | Feb 20, 2019 |
| Deed Document Number | 0000966642 |
| Deed Book / Page | 966 / 642 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 386 VAIDEN RIDGE DR S, HERNANDO, MS 38632-6017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Title Company | GUARDIAN TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 004680/247 |
|---|---|
| Date | Feb 20, 2019 |
| Book Page | 4680/247 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Mar 1, 2029 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Aug 4, 2021 |
| Property Address | 386 VAIDEN RIDGE DR S, HERNANDO, MS 38632-6017 |
| Document Number | 000966/642 |
| Book / Page | 966 / 642 |
| Map Reference | MB 97 PG 30&31 |
| Instrument Date | Jul 27, 2021 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Title Company | UNITY TITLE GROUP LLC, QUALITY TITLE GROUP LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4375 HIGHWAY 51 N # N14-104, 4375, HORN LAKE, MS 38637-8719 |
| Name | Verified Name |
|---|---|
| Address | 386 VAIDEN RIDGE DR S, HERNANDO, MS 38632-6017 |
| Document Number | 0005308517 |
|---|---|
| Date | Aug 4, 2021 |
| Instrument | 5308/517 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Feb 20, 2019 |
| Property Address | 386 VAIDEN RIDGE DR S, HERNANDO, MS 38632-6017 |
| Document Number | 000880/625 |
| Book / Page | 0880 / 625 |
| Map Reference | MB 97 PG 30&31 |
| Instrument Date | Feb 15, 2019 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Title Company | NOT AVAILABLE, GUARDIAN TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 731 BENDING OAK N, 731, HERNANDO, MS 38632-6515 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 386 VAIDEU RIDGE DR, HERNANDO, MS 38632-6017 |
| Document Number | 0004680230 |
|---|---|
| Date | Feb 20, 2019 |
| Instrument | 4680/230 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2049 |
Source: DeSoto County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,763.00 (+15.99%) | $17,709 (+34.95%) Land $3,000 Building $14,709 | $177,087 (+34.94%) Land $30,000 Building $147,087 |
| 2023 | $1,520.00 | $13,123 | $131,232 Land $30,000 Building $101,232 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 84% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HERNANDO-JAYBIRD private · serves 6,750 people · EPA ID MS0170002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| C Spire Wireless Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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