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406 Upper Ridge Dr, Effort, PA 18330 Property Records

Monroe County property record for 406 Upper Ridge Dr, Effort, PA 18330 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,152 sqft · built 1993
Lot Size1.08 acres (47,045 sqft)
OwnerIndividual Name on File
Last Sale$230,000 (Jan 2022)
Tax Bill$1,119 (2026)
Deeds & MortgagesMar 2022 Mortgage
Jan 2022 Sale
Flood ZoneZone X (minimal risk)
APN02.14E.1.81

Property Details

APN / Parcel Number

Primary APN02.14E.1.81
Alternative APN
  • 02633104803765

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,152 sqft Living Area
1st Floor Area1,058 sqft
Basement Area578 sqft
Finished Basement578 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleBi-Level
Exterior MaterialBrick/Stone
Lot Area47,045 sqft (1.08 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces
Poultry House900 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number02633104803765
Street Address406 UPPER RIDGE DR
CityEFFORT
StatePA
Zip18330-7924
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 41 SEC 4
Legal SubdivisionSIERRA VIEW
Legal Block80
Legal Lot Number41
JurisdictionMONROE PA
Township / Civil DivisionCHESTNUTHILL
Census Block Group2
Census Block2031
Census Tract301206

Owner

Source: Monroe County records · APN 02.14E.1.81

Assessment roll updated June 15, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address406 UPPER RIDGE DR, EFFORT, PA 18330-7924
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2022Deed of Trust, Mortgage · Conventional Mortgage
T2 FINANCIAL LLC
Jan 19, 2022Deed, Transfer
LIGHTHOUSE ABSTRACT LIMITED, LIGHTHOUSE ABSTRACT LTD

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 19, 2022 · Amount on Record
Deed SaleJan 19, 2022 · Amount on Record
Prior SaleSep 15, 2015 · Amount on Record
Deed Document Number20222251
Deed Book / Page2599 / 8417
Prior Transfer DateAug 06, 2015
Prior Transfer Doc0000018669
Record UpdatedSep 20, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE PA
Property Address406 UPPER RIDGE DR, EFFORT, PA 18330-7924
Transaction TypeMortgage
Record UpdatedJun 09, 2022
Title CompanyLIGHTHOUSE ABSTRACT LIMITED, LIGHTHOUSE ABSTRACT LTD

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009704
DateMar 25, 2022
Book Page2605/2539
Instrument202209704
Lender
NameT2 FINANCIAL LLC
AddressWESTERVILLE, OH 43082
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueJan 01, 2052

January 2022: Deed, Transfer

Document TypeDeed
JurisdictionMONROE PA
Recording DateJan 19, 2022
Property Address406 UPPER RIDGE DR, EFFORT, PA 18330-7924
Document Number0000002251
Book / Page2599 / 8417
Map ReferenceMB 33 PG 35
Instrument DateJan 05, 2022
Instrument202202251
Transaction TypeTransfer
Record UpdatedJun 09, 2022
Title CompanyLIGHTHOUSE ABSTRACT LIMITED, LIGHTHOUSE ABSTRACT LTD

Transaction

AmountAmount Recorded
Tax$2,300.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address406 UPPER RIDGE DR, EFFORT, PA 18330-7924

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated June 15, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyMonroe County
County SubdivisionChestnuthill Township
Unified School DistrictPleasant Valley School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,119.00 (+22.7%)$137,530 (-) Land $25,400 Building $112,130
2024$912.00 (+15.01%) Homeowner's exemption$137,530 (-) Land $25,400 Building $112,130
2023$793.00 Homeowner's exemption$137,530 Land $25,400 Building $112,130
2019$137,530 Land $25,400 Building $112,130

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (42089C), updated August 13, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 420893012062, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Nearby Flood Policies1 in force
1 of 1 on primary residences

Wildfire

Wildfire RiskModerate
above 40% of the US · above 92% of Pennsylvania
Wildfire LikelihoodAbout 1 in 1,786 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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