394 Upper Ridge Dr, Effort, PA 18330 Property Records

Monroe County property record for 394 Upper Ridge Dr, Effort, PA 18330 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1988
Square Footage1,848 sqft Living Area
Lot Size55,757 sqft (1.28 acres)
OccupancyOwner Occupied
Last Sale$324,500 (2023)
Tax Bill$1,118.00 (2026)

Property Details

APN / Parcel Number

Primary APN02.14E.1.83
Alternative APN
  • 02633104805582

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Building Area1,848 sqft Living Area
1st Floor1,232 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleCape Cod Style
Exterior MaterialBrick/Stone (Brick and/or Stone) Exterior
Lot Area55,757 sqft (1.28 acres)
Parking Spaces3 Parking Spaces
Garage TypeBasement Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemBaseboard Heating
Heating FuelElectric Heating Fuel
SewageSeptic Sewage
Water SourceWell Water Source

Location & Zoning

Account Number02633104805582
Street Address394 UPPER RIDGE DR
CityEFFORT
StatePA
Zip18330-7922
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 43 SEC 4
Legal SubdivisionSIERRA VIEW
Legal Block80
Legal Lot Number43
JurisdictionMONROE PA
Minor Civil DivisionCHESTNUTHILL
Census Blockgroup2
Census Block2031
Census Tract301206

Owner

Source: Monroe County records · APN 02.14E.1.83

Assessment roll updated June 15, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address394 UPPER RIDGE DR, EFFORT, PA 18330-7922
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 08, 2023Deed, Transfer · Conventional Mortgage
PROSPERITY HOME MORTGAGE LLC
Jul 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
EVERETT FINANCIAL INC
Dec 21, 2018Deed of Trust, Mortgage · Line of Credit
US BANK NA
Oct 25, 2018Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
MUTUAL/OMAHA MTG LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 08, 2023 · Amount on Record
Deed SaleAug 08, 2023 · Amount on Record
Prior SaleOct 25, 2018 · Amount on Record
Deed Doc Number202318741
Deed Book / Page2635 / 6984
Prior Transfer DateOct 24, 2018
Prior Transfer Doc0000025641
Record RefreshedSep 20, 2026

August 2023: Deed, Transfer

Document TypeDeed
JurisdictionMONROE PA
Recording DateAug 08, 2023
Property Address394 UPPER RIDGE DR, EFFORT, PA 18330-7922
Document Number0000018741
Book / Page2635 / 6984
Map ReferenceMB 33 PG 35
Instrument DateJul 21, 2023
Instrument202318741
Transaction TypeTransfer
Record UpdatedAug 23, 2023
Title CompanyTRIDENT LAND TRANSFER COMPANY LP, TRIDENT LAND TRANSFER CO LP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,245.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address394 UPPER RIDGE DR, EFFORT, PA 18330-7922

Mortgage

Document Number0000018742
DateAug 08, 2023
Instrument202318742
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2053

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE PA
Property Address394 UPPER RIDGE DR, EFFORT, PA 18330-7922
Transaction TypeMortgage
Record UpdatedJun 09, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000026021
DateJul 30, 2021
Book Page2584/1252
Instrument202126021
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
AddressDALLAS, TX 75254
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueAug 01, 2036

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE PA
Property Address394 UPPER RIDGE DR, EFFORT, PA 18330-7922
Transaction TypeMortgage
Record UpdatedJun 09, 2022
Title CompanySOLIDIFI TITLE AND CLOSING L

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000030965
DateDec 21, 2018
Book Page2522/1459
Instrument201830965
Lender
NameUS BANK NA
TypeBank
AddressOSHKOSH, WI 54902
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueNov 26, 2048

October 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONROE PA
Recording DateOct 25, 2018
Property Address394 UPPER RIDGE DR, EFFORT, PA 18330-7922
Document Number0000025642
Book / Page002518 / 009726
Instrument DateOct 24, 2018
Instrument25642
Transaction TypeTransfer
Record UpdatedNov 08, 2018
Title CompanyEFFORT ABSTRACT INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$680.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address394 UPPER RIDGE DR EFFORT PA 183307922, EFFORT, PA 18330-7922

Mortgage

Document Number25643
DateOct 25, 2018
Book Page002518/009730
Instrument25643
Lender
NameMUTUAL/OMAHA MTG LLC
AddressOMAHA, NE 68131
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueOct 24, 2048

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated June 15, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyMonroe County
County SubdivisionChestnuthill Township
Unified School DistrictPleasant Valley School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$1,118.00 (+22.72%)$137,390 (-) Land $26,400 Building $110,990
2024$911.00 (+12.75%)$137,390 (-) Land $26,400 Building $110,990
2023$808.00$137,390 Land $26,400 Building $110,990
2019$137,390 Land $26,400 Building $110,990

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (42089C), updated August 13, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 40% of the US · above 92% of Pennsylvania
Wildfire LikelihoodAbout 1 in 1,786 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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