383 Upper Ridge Dr, Effort, PA 18330 Property Records

Monroe County property record for 383 Upper Ridge Dr, Effort, PA 18330

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,360 sqft · built 1995
Lot Size	1.01 acres (43,996 sqft)
Owner	Individual Name on File
Last Sale	$320,000 (Oct 2022)
Tax Bill	$1,273 (2026)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02.14E.1.121`

Property Details

APN / Parcel Number

Primary APN	`02.14E.1.121`
Alternative APN	`02633104802028`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,360 sqft Living Area
1st Floor Area	1,300 sqft
Basement Area	1,372 sqft
Finished Basement	1,372 sqft
Flooring	Carpet

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Lot Area	43,996 sqft (1.01 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	02633104802028
Street Address	383 UPPER RIDGE DR
City	EFFORT
State	PA
Zip	18330-7923
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 45 SEC 4
Legal Subdivision	SIERRA VIEW
Legal Block	80
Legal Lot Number	45
Jurisdiction	MONROE PA
Township / Civil Division	CHESTNUTHILL
Census Block Group	2
Census Block	2037
Census Tract	301206

Owner

383 Upper Ridge Dr is owned and occupied by an individual who bought it in October 2022.

Source: Monroe County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	383 UPPER RIDGE DR, EFFORT, PA 18330-7923
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2022	Deed, Transfer · FHA Mortgage KIND LENDING LLC
Apr 14, 2021	Deed of Trust, Mortgage · FHA Mortgage ORION FINANCIAL GROUP INC
Sep 12, 2017	Grant Deed, Transfer · FHA Mortgage FIRST CHOICE LN SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2022 · Amount on File
Deed Sale	Oct 24, 2022 · Amount on File
Prior Sale	Sep 12, 2017 · Amount on File
Deed Document Number	202232475
Deed Book / Page	2620 / 2056
Prior Transfer Date	Aug 26, 2016
Prior Transfer Doc	0000020590
Record Updated	Oct 29, 2026

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE PA
Recording Date	Oct 24, 2022
Property Address	383 UPPER RIDGE DR, EFFORT, PA 18330-7923
Document Number	0000032475
Book / Page	2620 / 2056
Map Reference	MB 33 PG 35
Instrument Date	Oct 21, 2022
Instrument	202232475
Transaction Type	Transfer
Record Updated	Nov 2, 2022
Title Company	MOUNT BETHEL ABSTRACT INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	383 UPPER RIDGE DR, EFFORT, PA 18330-7923

Mortgage

Document Number	0000032476
Date	Oct 24, 2022
Instrument	202232476

Lender

Name	KIND LENDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Nov 1, 2047

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE PA
Property Address	383 UPPER RIDGE DR, EFFORT, PA 18330-7923
Transaction Type	Mortgage
Record Updated	Jun 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012238
Date	Apr 14, 2021
Book Page	2574/2673
Instrument	202112238

Lender

Name	ORION FINANCIAL GROUP INC
Address	SOUTHLAKE, TX 76092

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	318 Months
Due	Oct 1, 2047

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONROE PA
Recording Date	Sep 12, 2017
Property Address	383 UPPER RIDGE DR, EFFORT, PA 18330-7923
Document Number	0000022982
Book / Page	002497 / 008841
Instrument Date	Aug 2, 2017
Instrument	22982
Transaction Type	Transfer
Record Updated	Sep 26, 2017
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,850.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	911 FAIRVIEW CIR GILBERT PA 183317732, GILBERT, PA 18331-7732

Mortgage

Document Number	22983
Date	Sep 12, 2017
Book Page	002497/008847
Instrument	22983

Lender

Name	FIRST CHOICE LN SVCS
Type	Funding / Finance Company
Address	EAST BRUNSWICK, NJ 08816

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 11, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 383 Upper Ridge Dr was $1,273.

Source: Monroe County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Monroe County
County Subdivision	Chestnuthill Township
Unified School District	Pleasant Valley School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,273.00	$156,450 Land $25,050 Building $131,400
2024	$1,038.00 (+12.7%) Homeowner's exemption	$156,450 (-) Land $25,050 Building $131,400
2023	$921.00 Homeowner's exemption	$156,450 Land $25,050 Building $131,400
2019			$156,450 Land $25,050 Building $131,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 383 Upper Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 383 Upper Ridge Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 91% of Pennsylvania
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Cable Technologies Cable	2,000 / 40
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Upper Ridge Dr

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