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406 Shepherd St, Hendersonville, NC 28792 Property Records

Henderson County property record for 406 Shepherd St, Hendersonville, NC 28792

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,197 sqft · built 1926
Lot Size0.5 acres (21,780 sqft)
OwnerTrust Name on File
Last Sale$175,000 (Nov 2019)
Tax Bill$1,352 (2025)
Deeds & MortgagesNov 2019 Sale
Flood ZoneZone X (minimal risk)
APN9577299622

Property Details

APN / Parcel Number

Primary APN9577299622
Alternative APNs
  • 00957729962255
  • 9935559

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,197 sqft Heated Area
1st Floor Area936 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 2000
Architectural StyleConventional
Exterior MaterialWood Siding
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialAsphalt
Lot Area21,780 sqft (0.5 acres)
Garage TypeDetached
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area204 sqft
Deck Area170 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C

Location & Zoning

Account Number9935559
Street Address406 SHEPHERD ST
CityHENDERSONVILLE
StateNC
Zip28792-6359
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code9935559~R1
Legal DescriptionLAUREL HEIGHTS LO43&44 PLB-79-A
Legal SubdivisionLAUREL HEIGHTS
Legal Block29
Legal Lot Number9622
JurisdictionHENDERSON NC
Township / Civil DivisionHENDERSONVILLE
Census Block Group3
Census Block3037
Census Tract931300

Owner

406 Shepherd St is held in a trust since February 2025.

Source: Henderson County records, as of July 14, 2026

Owner of RecordTrust Name on File
Mailing Address122 STUYVESANT RD, ASHEVILLE, NC 28803-3150
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 15, 2019 · Amount on File
Deed SaleNov 15, 2019 · Amount on File
Deed Book / Page3414 / 373
Last Transfer DateFeb 27, 2025
Transfer Doc0042640552
Record UpdatedSep 20, 2026

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENDERSON NC
Recording DateNov 15, 2019
Property Address406 SHEPHERD ST, HENDERSONVILLE, NC 28792-6359
Document Number0034140373
Book / Page003414 / 000373
Instrument DateNov 14, 2019
Instrument914813
Transaction TypeTransfer
Record UpdatedDec 11, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
Tax$350.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address122 STUYVESANT RD ASHEVILLE NC 288033150, ASHEVILLE, NC 28803-3150

Tax Assessment & Valuation

The 2025 property tax bill for 406 Shepherd St was $1,352.

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHenderson County
Unified School DistrictHenderson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$241,100 (-) Land $62,500 Building $178,600
2025$1,352.00$241,100 Land $62,500 Building $178,600
2023$241,100 Land $62,500 Building $178,600$241,100 Land $62,500 Building $178,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 406 Shepherd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 13 individual policies
Nearby Flood Policies15 units insured
incl. 2 condo units
Nearby Flood Claims34 (1979–2024)
Claims Outside the SFHA5 of 34
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 13 claims
  • Hurricane Ivan, Sep 2004 · 2 claims
  • Tropical Storm Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 Shepherd St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HENDERSONVILLE
serves 79,278 people · EPA ID NC0145010
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Optimum
Cable		940 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Vyve Broadband.

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