308 Shepherd St, Hendersonville, NC 28792 Property Records

Henderson County property record for 308 Shepherd St, Hendersonville, NC 28792

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,997 sqft · built 1928
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$172,000 (Jan 2020)
Tax Bill	$1,449 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Dec 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`9577297421`

Property Details

APN / Parcel Number

Primary APN	`9577297421`
Alternative APNs	`0104360` `104360`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,997 sqft Heated Area
1st Floor Area	1,330 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Porch	Slab
Porch Area	160 sqft
Patio Area	176 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Account Number	104360
Street Address	308 SHEPHERD ST
City	HENDERSONVILLE
State	NC
Zip	28792-6357
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	104360~R1
Legal Description	LAUREL HEIGHTS LO34 PLB-079A
Legal Subdivision	LAUREL HEIGHTS
Legal Block	29
Legal Lot Number	7421
Jurisdiction	HENDERSON NC
Township / Civil Division	HENDERSONVILLE
Census Block Group	3
Census Block	3037
Census Tract	931300

Owner

308 Shepherd St is owned and occupied by an individual who acquired it in April 2022.

Source: Henderson County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	308 SHEPHERD ST, HENDERSONVILLE, NC 28792-6357
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Dec 22, 2020	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Jan 28, 2020	Warranty Deed, Transfer · Construction Mortgage DYLAN SKIDMORE
Jul 28, 2017	Warranty Deed, Transfer DEBORAH L EYE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2020 · Amount on File
Deed Sale	Jan 28, 2020 · Amount on File
Prior Sale	Jul 28, 2017 · Amount on File
Deed Book / Page	3444 / 237
Last Transfer Date	Apr 21, 2022
Transfer Doc	0039020103
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	308 SHEPHERD ST, HENDERSONVILLE, NC 28792-6357
Transaction Type	Mortgage
Record Updated	Jul 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039290601
Date	Jun 23, 2022
Book Page	3929/601
Instrument	981926

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Dec 22, 2020
Property Address	308 SHEPHERD ST, HENDERSONVILLE, NC 28792-6357
Document Number	0036230114
Book / Page	3623 / 114
Map Reference	MB 1 PG 158
Instrument Date	Dec 22, 2020
Instrument	941184
Transaction Type	Transfer
Record Updated	Jan 28, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$405.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 645, HENDERSONVILLE, NC 28793-0645

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 SHEPHERD ST, HENDERSONVILLE, NC 28792-6357

Mortgage

Document Number	0000941185
Date	Dec 22, 2020
Instrument	941185

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Jan 1, 2026
Change Frequency	5 Years
Min Rate At Change	4.25%
Max Rate At Change	6.37%
Index	5-Year CMT
Max Rate	10.3%

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Jan 28, 2020
Property Address	308 SHEPHERD ST, HENDERSONVILLE, NC 28792-6357
Document Number	0034440237
Book / Page	003444 / 000237
Instrument Date	Jan 28, 2020
Instrument	918872
Transaction Type	Transfer
Record Updated	Feb 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$344.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 645 HENDERSONVILLE NC 287930645, HENDERSONVILLE, NC 28793-0645

Mortgage

Document Number	34440240
Date	Jan 28, 2020
Book Page	003444/000240
Instrument	918873

Lender

Name	DYLAN SKIDMORE
Address	116 DARE LN, FLAT ROCK, NC 28731

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 27, 2021

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Jul 28, 2017
Property Address	308 SHEPHERD ST, HENDERSONVILLE, NC 28792-6357
Document Number	0030850076
Book / Page	003085 / 000076
Instrument Date	Jul 28, 2017
Instrument	867598
Transaction Type	Transfer
Record Updated	Oct 9, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	308 SHEPHERD ST HENDERSONVILLE NC 287926357, HENDERSONVILLE, NC 28792-6357

Mortgage

Document Number	30850076
Date	Jul 28, 2017
Book Page	003085/000076
Instrument	867599

Lender

Name	DEBORAH L EYE
Address	1058 HOWARD GAP RD, FLAT ROCK, NC 28731
Special Notes	Seller Financed

Agreement

Amount	Amount on Record
Term	60 Months
Due	Jul 27, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 308 Shepherd St was $1,449.

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$258,400 (-) Land $46,100 Building $212,300
2025	$1,449.00	$258,400 Land $46,100 Building $212,300
2023		$258,400 Land $46,100 Building $212,300	$258,400 Land $46,100 Building $212,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 308 Shepherd St in Zone X, an area of minimal flood risk, though there have been 34 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 individual policies
Nearby Flood Policies	15 units insured incl. 2 condo units
Nearby Flood Claims	34 (1979–2024)
Claims Outside the SFHA	5 of 34
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 13 claims Hurricane Ivan, Sep 2004 · 2 claims Tropical Storm Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 308 Shepherd St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HENDERSONVILLE serves 79,278 people · EPA ID NC0145010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Vyve Broadband.

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