Henderson County property record for 404 Shepherd St, Hendersonville, NC 28792
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,496 sqft · built 1928 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $107,000 (Mar 2006) |
| Tax Bill | $796 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 9577298522 |
| Primary APN | 9577298522 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,496 sqft Heated Area |
| 1st Floor Area | 1,496 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Type | Mixed |
| Garage Area | 1,400 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Porch Area | 240 sqft |
| Deck Area | 238 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 104996 |
|---|---|
| Street Address | 404 SHEPHERD ST |
| City | HENDERSONVILLE |
| State | NC |
| Zip | 28792-6359 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 104996~R1 |
| Legal Description | LAUREL HGTS 2LT#41,42BLDGS LO41,42 |
| Legal Subdivision | LAUREL HEIGHTS (0927) |
| Legal Block | 29 |
| Legal Lot Number | 8522 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | HENDERSONVILLE |
| Census Block Group | 3 |
| Census Block | 3037 |
| Census Tract | 931300 |
404 Shepherd St is owned and occupied by two individuals who bought it in March 2006.
Source: Henderson County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 404 SHEPHERD ST, HENDERSONVILLE, NC 28792-6359 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 2, 2006 · Amount on File |
| Deed Sale | Mar 2, 2006 · Amount on File |
| Deed Book / Page | 1265 / 327 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 404 Shepherd St was $796.
Source: Henderson County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Unified School District | Henderson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $283,800 (-) Land $62,500 Building $221,300 | ||
| 2025 | $796.00 | $283,800 Land $62,500 Building $221,300 | |
| 2023 | $283,800 Land $62,500 Building $221,300 | $283,800 Land $62,500 Building $221,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 404 Shepherd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 individual policies |
| Nearby Flood Policies | 15 units insured incl. 2 condo units |
| Nearby Flood Claims | 34 (1979–2024) |
| Claims Outside the SFHA | 5 of 34 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 404 Shepherd St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HENDERSONVILLE serves 79,278 people · EPA ID NC0145010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Vyve Broadband.
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