406 Second Ave, Cape May, NJ 08204 Property Records

Cape May County and West Cape May Borough property record for 406 Second Ave, Cape May, NJ 08204

Property Summary

Property Type	Single Family Home
Details	1,920 sqft · built 1978
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on File
Last Sale	$550,000 (Jul 2013)
Tax Bill	$7,175 (2024)
Deeds & Mortgages	Feb 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`12-00057-0000-00003-07`

Property Details

APN / Parcel Number

Primary APN	`12-00057-0000-00003-07`
Alternative APN	`12000570000000030007`

Interior

Stories	2 Stories
Building Area	1,920 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Frame
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide

Location & Zoning

Street Address	406 SECOND AVE
City	CAPE MAY
State	NJ
Zip	08204-1045
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	OLD B67-L8
Legal Subdivision	MILLER FARM
Legal Block	57
Legal Lot Number	3.7
Jurisdiction	CAPE MAY NJ
Township / Civil Division	WEST CAPE MAY
Census Block Group	3
Census Block	3012
Census Tract	21900

Owner

Source: Cape May County and West Cape May Borough records · APN 12-00057-0000-00003-07

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	320 PLEASANT ACRE DR, AMBLER, PA 19002-4270
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 17, 2013 · Amount on Record
Deed Sale	Jul 17, 2013 · Amount on Record
Prior Sale	May 01, 2006 · Amount on Record
Deed Document Number	2013213
Deed Book / Page	3544 / 840
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	406 SECOND AVE, CAPE MAY, NJ 08204-1045
Document Number	0063310896
Instrument Date	Feb 02, 2021
Transaction Type	Mortgage
Record Updated	Feb 23, 2021
Title Company	BRENDAN ABSTRACT COMPANY INC, BRENDAN ABSTRACT CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	406 SECOND AVE WEST CAPE MAY NJ 082041045, WEST CAPE MAY, NJ 08204-1045

Mortgage

Document Number	0063310896
Date	Feb 11, 2021
Book Page	006331/000896
Instrument	7257

Lender

Name	MERIDIAN BK
Type	Bank
Address	BLUE BELL, PA 19422

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 10, 2051

Tax Assessment & Valuation

Source: Cape May County and West Cape May Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cape May County
Municipality	West Cape May Borough
Secondary School District	Lower Cape May Regional School District (07 - 12)
Elementary School District	West Cape May Borough School District (KG - 06)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$477,100 (-) Land $270,000 Building $207,100	$477,100 (-) Land $270,000 Building $207,100
2025		$477,100 (-) Land $270,000 Building $207,100	$477,100 (-) Land $270,000 Building $207,100
2024	$7,175.00 (+11%)
2023		$477,100 Land $270,000 Building $207,100	$477,100 Land $270,000 Building $207,100
2022	$6,464.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 4, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 213 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	274 units insured incl. 61 condo units
Nearby Flood Claims	98 (1978–2023)
Claims Outside the SFHA	10 of 98
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 6 claims Severe Coastal Storm, Jan 1992 · 11 claims Hurricane Gloria, Sep 1985 · 31 claims

Wildfire

Wildfire Risk	Low lower than 67% of the US · above 51% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 130 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WEST CAPE MAY WATER DEPT serves 4,427 people
Water Source	Purchased groundwater from CAPE MAY WATER & SEWER U
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.