Cape May County and West Cape May Borough property record for 312 Second Ave, Cape May, NJ 08204
| Property Type | Single Family Home |
|---|---|
| Details | 1,344 sqft · built 1950 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $630,000 (Sep 2020) |
| Tax Bill | $7,662 (2024) |
| Deeds & Mortgages | Sep 2020 Sale & Mortgage Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 12-00042-0000-00009 |
| Primary APN | 12-00042-0000-00009 |
|---|---|
| Alternative APN |
|
| Stories | 3 Stories |
|---|---|
| Building Area | 1,344 sqft Living Area |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Construction Type | Frame |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Street Address | 312 SECOND AVE |
|---|---|
| City | CAPE MAY |
| State | NJ |
| Zip | 08204-1043 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OLD B41-L4B |
| Legal Subdivision | MILLAR FARM |
| Legal Block | 42 |
| Legal Lot Number | 9 |
| Jurisdiction | CAPE MAY NJ |
| Township / Civil Division | WEST CAPE MAY |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 21900 |
Source: Cape May County and West Cape May Borough records · APN 12-00042-0000-00009
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7 NICHOLS RD, MORRISTOWN, NJ 07960-4609 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 10, 2020 | Grant Deed, Transfer · Conventional Mortgage JP MORGAN CHASE BK |
| Aug 05, 2020 | Deed of Trust, Mortgage JP MORGAN CHASE BK |
| Oct 07, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MERIDIAN HM MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 10, 2020 · Amount on Record |
| Deed Sale | Sep 10, 2020 · Amount on Record |
| Prior Sale | Jul 22, 2014 · Amount on Record |
| Deed Document Number | 202029725 |
| Deed Book / Page | 3932 / 232 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Recording Date | Sep 10, 2020 |
| Property Address | 312 SECOND AVE, CAPE MAY, NJ 08204-1043 |
| Document Number | 0039320232 |
| Book / Page | 003932 / 000232 |
| Instrument Date | Aug 05, 2020 |
| Instrument | 29725 |
| Transaction Type | Transfer |
| Record Updated | Oct 02, 2020 |
| Title Company | INVESTMENT TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $630.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7 NICHOLS RD MORRISTOWN NJ 079604609, MORRISTOWN, NJ 07960-4609 |
| Document Number | 62390635 |
|---|---|
| Date | Sep 10, 2020 |
| Book Page | 006239/000635 |
| Instrument | 29726 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240-2050 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 09, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 312 SECOND AVE, CAPE MAY, NJ 08204-1043 |
| Document Number | 0062390635 |
| Instrument Date | Aug 05, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2020 |
| Title Company | INVESTMENT TITLE LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 312 SECOND AVE WEST CAPE MAY NJ 082041043, WEST CAPE MAY, NJ 08204-1043 |
| Document Number | 0062390635 |
|---|---|
| Date | Sep 10, 2020 |
| Book Page | 006239/000635 |
| Instrument | 29726 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240-2050 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 09, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 312 SECOND AVE, CAPE MAY, NJ 08204-1043 |
| Document Number | 0061330767 |
| Instrument Date | Oct 07, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2020 |
| Title Company | RESEARCH TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 312 SECOND AVE CAPE MAY NJ 082041043, CAPE MAY, NJ 08204-1043 |
| Document Number | 0061330767 |
|---|---|
| Date | Dec 11, 2019 |
| Book Page | 006133/000767 |
| Instrument | 117290 |
| Name | MERIDIAN HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | WESTMINSTER, MD 21157 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 10, 2049 |
Source: Cape May County and West Cape May Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Cape May County |
| Municipality | West Cape May Borough |
| Secondary School District | Lower Cape May Regional School District (07 - 12) |
| Elementary School District | West Cape May Borough School District (KG - 06) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $900,900 (+76.82%) Land $260,000 Building $640,900 | $900,900 (+76.82%) Land $260,000 Building $640,900 | |
| 2025 | $509,500 (-) Land $260,000 Building $249,500 | $509,500 (-) Land $260,000 Building $249,500 | |
| 2024 | $7,662.00 (+11%) | ||
| 2023 | $509,500 Land $260,000 Building $249,500 | $509,500 Land $260,000 Building $249,500 | |
| 2022 | $6,903.00 |
Source: FEMA National Flood Hazard Layer as of October 4, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 213 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 274 units insured incl. 61 condo units |
| Nearby Flood Claims | 98 (1978–2023) |
| Claims Outside the SFHA | 10 of 98 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless · Fiber in parts of the area | 1,000 / 75 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Based on FCC filings for 543 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WEST CAPE MAY WATER DEPT serves 4,427 people |
|---|---|
| Water Source | Purchased groundwater from CAPE MAY WATER & SEWER U |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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