Cape May County and West Cape May Borough property record for 401 Second Ave, Cape May, NJ 08204
| Property Type | Single Family Home |
|---|---|
| Details | 1,854 sqft · built 2023 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $6,113 (2024) |
| Deeds & Mortgages | Jan 2023 Mortgage Aug 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-00058-0000-00012-01 |
| Primary APN | 12-00058-0000-00012-01 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,854 sqft Living Area |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Construction Type | Frame |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 75 ft deep x 100 ft wide |
| Street Address | 401 SECOND AVE |
|---|---|
| City | CAPE MAY |
| State | NJ |
| Zip | 08204-1044 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Block | 58 |
| Legal Lot Number | 12.1 |
| Jurisdiction | CAPE MAY NJ |
| Township / Civil Division | WEST CAPE MAY |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 21900 |
Source: Cape May County and West Cape May Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 180 CHESTNUT GROVE DR, GUILFORD, CT 06437 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 3, 2023 | Deed, Transfer · Conventional Mortgage TD BANK NA |
| Aug 22, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 16, 2022 |
| Transfer Doc | 0000000084 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Recording Date | Jan 3, 2023 |
| Property Address | 401 SECOND AVE, CAPE MAY, NJ 08204-1044 |
| Document Number | 0000000084 |
| Book / Page | D4094 / 654 |
| Instrument Date | Dec 16, 2022 |
| Instrument | 2023000084 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Title Company | TITLE US LLC, TITLE TRUST LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 9896 ALEXANDERA NICOLE DR, LORTON, VA 22079 |
| Name | Verified Name |
|---|---|
| Address | 180 CHESTNUT GRV, GUILFORD, CT 06437-1384 |
| Document Number | 0000000085 |
|---|---|
| Date | Jan 3, 2023 |
| Instrument | 2023000085 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 401 SECOND AVE, CAPE MAY, NJ 08204-1044 |
| Document Number | 0060000805 |
| Instrument Date | Aug 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 401 SECOND AVE CAPE MAY NJ 082041044, CAPE MAY, NJ 08204-1044 |
| Document Number | 0060000805 |
|---|---|
| Date | Sep 11, 2018 |
| Book Page | 006000/000805 |
| Instrument | 67665 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 10, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Cape May County and West Cape May Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Cape May County |
| Municipality | West Cape May Borough |
| Secondary School District | Lower Cape May Regional School District (07 - 12) |
| Elementary School District | West Cape May Borough School District (KG - 06) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $860,600 (-) Land $286,200 Building $574,400 | $860,600 (-) Land $286,200 Building $574,400 | |
| 2025 | $860,600 (+111.71%) Land $286,200 Building $574,400 | $860,600 (+111.71%) Land $286,200 Building $574,400 | |
| 2024 | $6,113.00 (+10.98%) | ||
| 2023 | $406,500 Land $286,200 Building $120,300 | $406,500 Land $286,200 Building $120,300 | |
| 2022 | $5,508.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 213 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 274 units insured incl. 61 condo units |
| Nearby Flood Claims | 98 (1978–2023) |
| Claims Outside the SFHA | 10 of 98 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST CAPE MAY WATER DEPT serves 4,427 people · EPA ID NJ0512001 |
|---|---|
| Water Source | Purchased groundwater from CAPE MAY WATER & SEWER U |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless · Fiber in parts of the area | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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