403 Riggin Rd, Troy, IL 62294 Property Records

Madison County property record for 403 Riggin Rd, Troy, IL 62294 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,092 sqft · built 1993
Lot Size	0.166 acres (7,214 sqft)
Owner	Individual Name on File
Tax Bill	$3,439 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Mar 2023 Sale & Mortgage + 3 more
APN	`09-2-22-04-17-302-005`

Property Details

APN / Parcel Number

Primary APN	`09-2-22-04-17-302-005`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	7,214 sqft (0.166 acres)
Lot Dimensions	111 ft deep x 65 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	403 RIGGIN RD
City	TROY
State	IL
Zip	62294-1022
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RESUBD OF ACKERMANS 2ND ADDN N PT LOT 19 65 X 110.99 IRR
Legal Subdivision	RESUBD OF ACKERMANS SECOND SUBD
Legal Lot Number	19
Jurisdiction	MADISON IL
Township / Civil Division	JARVIS
Census Block Group	5
Census Block	5000
Census Tract	403531

Owner

Source: Madison County records · APN 09-2-22-04-17-302-005

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	403 RIGGIN RD, TROY, IL 62294-1022
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2023	Deed of Trust, Mortgage · FHA Mortgage DELMAR FINANCIAL CO
Mar 27, 2023	Warranty Deed, Transfer · FHA Mortgage DELMAR FINANCIAL CO
Dec 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage ENDEAVOR CAPITAL LLC
Jan 14, 2020	Quit Claim Deed, Transfer · FHA Mortgage ENDEAVOR CAP
Mar 28, 2017	Warranty Deed, Transfer · FHA Mortgage ENDEAVOR CAP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 14, 2020
Deed Sale	Jan 14, 2020
Prior Sale	Mar 28, 2017 · Amount on Record
Deed Document Number	20201658
Prior Transfer Date	Jan 07, 2020
Prior Transfer Doc	0000001658
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	403 RIGGIN RD, TROY, IL 62294-1022
Transaction Type	Mortgage
Record Updated	Aug 10, 2023
Title Company	SERENITY TITLE AND ESCROW LLC, SERENITY TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016823
Date	Jun 27, 2023
Instrument	2023R16823

Lender

Name	DELMAR FINANCIAL CO
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2053

Interest

Rate Type	Fixed Rate
Rate	5.63%

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Mar 27, 2023
Property Address	403 RIGGIN RD, TROY, IL 62294-1022
Document Number	0000007913
Map Reference	PC 57 PG 129
Instrument Date	Mar 16, 2023
Instrument	2023R07913
Transaction Type	Transfer
Record Updated	Apr 12, 2023
Title Company	SELECT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	403 RIGGIN RD, TROY, IL 62294-1022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 RIGGIN RD, TROY, IL 62294-1022

Mortgage

Document Number	0000007914
Date	Mar 27, 2023
Instrument	2023R07914

Lender

Name	DELMAR FINANCIAL CO
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2053

Interest

Rate Type	Fixed Rate
Rate	5.63%

Mortgage

Document Number	0000007915
Date	Mar 27, 2023
Instrument	2023R07915

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Apr 01, 2028

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	403 RIGGIN RD, TROY, IL 62294-1022
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047186
Date	Dec 18, 2020
Instrument	2020R47186

Lender

Name	ENDEAVOR CAPITAL LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2051

Interest

Rate Type	Fixed Rate

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON IL
Recording Date	Jan 14, 2020
Property Address	403 RIGGIN RD, TROY, IL 62294-1022
Document Number	0000001658
Instrument Date	Jan 07, 2020
Instrument	1658
Transaction Type	Transfer
Record Updated	Jan 27, 2020
Title Company	INGEO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 RIGGIN RD TROY IL 622941022, TROY, IL 62294-1022

Mortgage

Document Number	1659
Date	Jan 14, 2020
Instrument	1659

Lender

Name	ENDEAVOR CAP
Type	Funding / Finance Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 13, 2050

Interest

Rate	3.75%

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Mar 28, 2017
Property Address	403 RIGGIN RD, TROY, IL 62294-1022
Document Number	0000010144
Instrument Date	Mar 23, 2017
Instrument	10144
Transaction Type	Transfer
Record Updated	May 30, 2017
Title Company	ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$144.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 RIGGIN RD TROY IL 622941022, TROY, IL 62294-1022

Mortgage

Document Number	10145
Date	Mar 28, 2017
Instrument	10145

Lender

Name	ENDEAVOR CAP
Type	Funding / Finance Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 27, 2047

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Jarvis Township
Municipality	Troy City
Unified School District	Triad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,439.00 (+6.21%)	$49,710 (+28.28%) Land $8,760 Building $40,950	$149,130 (+28.15%) Land $26,280 Building $122,850
2024	$3,238.00 (+32.38%)
2022	$2,446.00	$38,750 Land $6,830 Building $31,920	$116,367 Land $20,511 Building $95,856

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 217 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
WH i3B Bidco LLC/WH i3B Topco	Fiber	8,000 / 8,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Delta Communications, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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