406 Ridge Dr, Justin, TX 76247 Property Records

Denton County property record for 406 Ridge Dr, Justin, TX 76247

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,314 sqft · built 2002
Lot Size	0.146 acres (6,350 sqft)
Owner	Individual Name on File
Last Sale	$337,500 (Aug 2020)
Tax Bill	$4,816 (2025)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R233178`

Property Details

APN / Parcel Number

Primary APN	`R233178`
Alternative APNs	`SJ0213A-00000F-0000-0011-0000` `SJ0213A-00000F-0000-0011` `1101321`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,314 sqft Living Area
Gross Area	2,790 sqft
1st Floor Area	1,280 sqft
2nd Floor Area	1,034 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,350 sqft (0.146 acres)
Garage Type	Attached
Garage Area	476 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	276 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	406 RIDGE DR
City	JUSTIN
State	TX
Zip	76247-7018
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REATTA RIDGE ADDN BLK F LOT 11
Legal Subdivision	REATTA RIDGE ADDN
Legal Block	F
Legal Lot Number	11
Jurisdiction	DENTON TX
Township / Civil Division	JUSTIN-ROANOKE
Census Block Group	1
Census Block	1018
Census Tract	20319

Owner

406 Ridge Dr is owned and occupied by an individual who bought it in August 2020.

Source: Denton County records, as of September 14, 2026

Owner of Record	Individual Name on File
Mailing Address	406 RIDGE DR, JUSTIN, TX 76247-7018
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2020 · Amount on File
Deed Sale	Aug 19, 2020 · Amount on File
Prior Sale	Jun 9, 2016 · Amount on File
Deed Document Number	2020125490
Prior Transfer Date	Jun 6, 2016
Prior Transfer Doc	0000067581
Record Updated	Oct 29, 2026

August 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DENTON TX
Recording Date	Aug 19, 2020
Property Address	406 RIDGE DR, JUSTIN, TX 76247-7018
Document Number	0000125490
Map Reference	CAB T PG 260
Instrument Date	Aug 14, 2020
Instrument	2020-125490
Transaction Type	Transfer
Record Updated	Oct 11, 2021
Title Company	ALLEGIANCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13333 MOONLAKE WAY, 13333, HASLET, TX 76052-4863

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 RIDGE DR, JUSTIN, TX 76247-7018
Investor	Possibly a Property Investor

Mortgage

Document Number	0000125491
Date	Aug 19, 2020
Instrument	2020-125491

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 406 Ridge Dr was $4,816 with a homeowner's exemption, down 25% from the year before.

Source: Denton County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Denton County
Municipality	Justin City
Unified School District	Northwest Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$326,000 (-0.31%) Land $84,138 Building $241,862	$326,000 (-0.31%) Land $84,138 Building $241,862
2025	$4,816.00 (-25.01%) Homeowner's exemption	$327,000 Land $84,138 Building $242,862	$327,000 Land $84,138 Building $242,862
2024	$6,422.00 (-14.35%)
2023	$7,498.00 (+5.04%)	$393,000 Land $81,998 Building $311,002	$393,000 Land $81,998 Building $311,002
2022	$7,138.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 406 Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 Ridge Dr is moderate, ranking above 42% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 84% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF JUSTIN serves 7,537 people · EPA ID TX0610003
Water Source	Purchased surface water from UTRWD REGIONAL WATER TREATMENT PLANT
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 433 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	200 / 50

May also be available: Astound Broadband, Verizon.

Nearby Properties on Ridge Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures