402 Ridge Dr, Justin, TX 76247 Property Records

Denton County property record for 402 Ridge Dr, Justin, TX 76247

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,107 sqft · built 2001
Lot Size	0.173 acres (7,558 sqft)
Owner	Individual Name on File
Tax Bill	$7,531 (2023)
Deeds & Mortgages	Jun 2020 Mortgage Jul 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R233180`

Property Details

APN / Parcel Number

Primary APN	`R233180`
Alternative APNs	`SJ0213A-00000F-0000-0013-0000` `1062260`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,107 sqft Living Area
Gross Area	2,579 sqft
1st Floor Area	1,093 sqft
2nd Floor Area	1,014 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	7,558 sqft (0.173 acres)
Garage Type	Attached
Garage Area	472 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1062260
Street Address	402 RIDGE DR
City	JUSTIN
State	TX
Zip	76247-7018
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REATTA RIDGE ADDN BLK F LOT 13
Legal Subdivision	REATTA RIDGE ADDN
Legal Block	F
Legal Lot Number	13
Jurisdiction	DENTON TX
Township / Civil Division	JUSTIN-ROANOKE
Census Block Group	1
Census Block	1018
Census Tract	20319

Owner

402 Ridge Dr is owned and occupied by an individual who acquired it in August 2023.

Source: Denton County records, as of April 1, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	402 RIDGE DR, JUSTIN, TX 76247-7018
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2020	Warranty Deed, Transfer QUICKEN LNS
Jul 23, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2023
Deed Sale	Aug 28, 2023
Prior Sale	Aug 5, 2022
Deed Document Number	2023-092139
Record Updated	Jun 7, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DENTON TX
Recording Date	Jun 30, 2020
Property Address	402 RIDGE DR, JUSTIN, TX 76247-7018
Document Number	0000092851
Instrument Date	Jun 29, 2020
Instrument	92851
Transaction Type	Transfer
Record Updated	Jul 21, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	402 RIDGE DR JUSTIN TX 762477018, JUSTIN, TX 76247-7018

Mortgage

Document Number	92850
Date	Jun 30, 2020
Instrument	92850

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 29, 2050

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENTON TX
Property Address	402 RIDGE DR, JUSTIN, TX 76247-7018
Document Number	0000093123
Instrument Date	Jul 23, 2018
Transaction Type	Mortgage
Record Updated	Nov 29, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 RIDGE DR JUSTIN TX 762477018, JUSTIN, TX 76247-7018

Mortgage

Document Number	0000093123
Date	Aug 7, 2018
Instrument	93123

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 6, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Denton County assessment roll, as of July 25, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Denton County
Municipality	Justin City
Unified School District	Northwest Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$7,531.00 (+10.01%)	$394,737 (+22.39%) Land $92,616 Building $302,121	$394,737 (+22.39%) Land $92,616 Building $302,121
2022	$6,846.00	$322,525 Land $69,899 Building $252,626	$322,525 Land $69,899 Building $252,626

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 402 Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 402 Ridge Dr is moderate, ranking above 42% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 84% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF JUSTIN serves 7,537 people · EPA ID TX0610003
Water Source	Purchased surface water from UTRWD REGIONAL WATER TREATMENT PLANT
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 433 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	200 / 50

May also be available: Astound Broadband, Verizon.

Nearby Properties on Ridge Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures