322 Ridge Dr, Justin, TX 76247 Property Records

Denton County property record for 322 Ridge Dr, Justin, TX 76247

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,041 sqft · built 2021
Lot Size	0.393 acres (17,128 sqft)
Owner	2 Individual Names on File
Last Sale	$347,000 (Mar 2022)
Tax Bill	$6,415 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R769304`

Property Details

APN / Parcel Number

Primary APN	`R769304`
Alternative APN	`SJ1149A-000000G-0000-0011-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,041 sqft Living Area
Gross Area	2,452 sqft
1st Floor Area	2,041 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	17,128 sqft (0.393 acres)
Garage Type	Attached
Garage Area	412 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	401 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	322 RIDGE DR
City	JUSTIN
State	TX
Zip	76247-7009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REATTA RIDGE PH 4 BLK G LOT 11
Legal Subdivision	REATTA RIDGE PH 4
Legal Block	G
Legal Lot Number	11
Jurisdiction	DENTON TX
Township / Civil Division	JUSTIN-ROANOKE
Census Block Group	1
Census Block	1010
Census Tract	20319

Owner

322 Ridge Dr is owned and occupied by two individuals who bought it in March 2022.

Source: Denton County records, as of September 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	322 RIDGE DR, JUSTIN, TX 76247-7009
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2022	Vendor's Lien, Transfer · FHA Mortgage HCP MORTGAGE LLC
Apr 21, 2021	Vendor's Lien, Transfer · Commercial Mortgage SUSSER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2022 · Amount on File
Deed Sale	Mar 30, 2022 · Amount on File
Prior Sale	Apr 21, 2021 · Amount on File
Deed Document Number	202246497
Record Updated	Oct 29, 2026

March 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DENTON TX
Recording Date	Mar 30, 2022
Property Address	322 RIDGE DR, JUSTIN, TX 76247-7009
Document Number	0000046497
Map Reference	FILE 2019-394
Instrument Date	Mar 29, 2022
Instrument	2022-046497
Transaction Type	Transfer
Record Updated	Jan 9, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1450 HUGHES RD STE 200, 200, GRAPEVINE, TX 76051-9220

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 RIDGE DR, JUSTIN, TX 76247-7009

Mortgage

Document Number	0000046498
Date	Mar 30, 2022
Instrument	2022-046498

Lender

Name	HCP MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

April 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DENTON TX
Recording Date	Apr 21, 2021
Property Address	322 RIDGE DR, JUSTIN, TX 76247-7009
Document Number	0000070837
Map Reference	FILE 2019-394
Instrument Date	Apr 20, 2021
Instrument	2021-070837
Transaction Type	Transfer
Record Updated	Jan 9, 2023
Title Company	SENDERA TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2293, MANSFIELD, TX 76063-0047

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2106 E STATE HIGHWAY 114 STE 301, 301, SOUTHLAKE, TX 76092-6598

Mortgage

Document Number	0000070838
Date	Apr 21, 2021
Instrument	2021-070838

Lender

Name	SUSSER BANK
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 322 Ridge Dr was $6,415 with a homeowner's exemption.

Source: Denton County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Denton County
Municipality	Justin City
Unified School District	Northwest Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$388,839 Land $111,303 Building $277,536	$388,839 Land $111,303 Building $277,536
2025	$6,415.00
2023	$6,631.00 (+52.82%)	$405,204 Land $111,303 Building $293,901	$405,204 Land $111,303 Building $293,901
2022	$4,339.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 322 Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 322 Ridge Dr is moderate, ranking above 42% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 84% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF JUSTIN serves 7,537 people · EPA ID TX0610003
Water Source	Purchased surface water from UTRWD REGIONAL WATER TREATMENT PLANT
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 433 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	200 / 50

May also be available: Astound Broadband, Verizon.

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