406 Pratt St, Luke, MD 21540 Property Records

Allegany County property record for 406 Pratt St, Luke, MD 21540

Property Summary

Property TypeCommercial
Lot Size0.05 acres (2,220 sqft)
OwnerCompany Name on Record
Tax Bill$42 (2023)
Flood ZoneZone X (minimal risk)
APN08-002363

Property Details

APN / Parcel Number

Primary APN08-002363
Alternative APNs
  • 8002363
  • 002363

Exterior

Lot Area2,220 sqft (0.05 acres)
Lot Dimensions97 ft deep x 24 ft wide

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account Number002363
Old Parcel Number8002363
Street Address406 PRATT ST
CityLUKE
StateMD
Zip21540
Property CategoryCommercial
Property TypeCommercial > Retail
Legal Description406 PRATT ST PT LOTS 197-198 24X97 88
Legal SubdivisionWEST PIEDMONT
Legal Lot Number197,198 198
JurisdictionALLEGANY MD
Township / Civil Division8, WESTERNPORT/LUKE
Census Block Group2
Census Block2035
Census Tract2200

Owner

Source: Allegany County records, as of September 22, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address8540 GANDER CREEK DR, MIAMISBURG, OH 45342-5439
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 7, 2003
Deed SaleApr 7, 2003
Deed Document Number030577
Record UpdatedJun 7, 2026

Tax Assessment & Valuation

Source: Allegany County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyAllegany County
MunicipalityLuke Town
Unified School DistrictAllegany County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$42.00$4,367$4,500 Land $2,700 Building $1,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims15 (1985–2025)
Claims Outside the SFHA4 of 15
Most Recent ClaimMay 2025 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding Assoc With Tropical Storm Fran, Sep 1996 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF LUKE
private · serves 68 people · EPA ID MD0010019
Water SourcePurchased surface water from TOWN OF WESTERNPORT
Last State InspectionSep 2025
Lead1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Pratt St

Nearby Streets

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