403 Pratt St, Luke, MD 21540 Property Records

Allegany County property record for 403 Pratt St, Luke, MD 21540

Property Summary

Property TypeResidential Vacant Land
Details1 ba · 1,710 sqft · built 1888
Lot Size0.055 acres (2,400 sqft)
Owner2 Individual Names on Record
Last Sale$22,000 (Jul 1991)
Tax Bill$16 (2025)
Deeds & MortgagesJan 2023 Sale
Flood ZoneZone X (minimal risk)
APN08-009538

Property Details

APN / Parcel Number

Primary APN08-009538
Alternative APNs
  • 8009538
  • 009538

Exterior

Lot Area2,400 sqft (0.055 acres)
Lot Dimensions100 ft deep x 24 ft wide
PorchPorch
Porch Area180 sqft

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account Number009538
Street Address403 PRATT ST
CityLUKE
StateMD
Zip21540-1020
Property CategoryResidential
Property TypeVacant Land > Residential
Legal Description403 PRATT ST LOT 162 24X100
Legal SubdivisionWEST PIEDMONT
Legal Lot Number162
JurisdictionALLEGANY MD
Township / Civil Division8, WESTERNPORT/LUKE
Census Block Group2
Census Block2036
Census Tract2200

Owner

Source: Allegany County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address405 PRATT ST, LUKE, MD 21540-1020
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 16, 1991 · Amount on Record
Deed SaleJul 16, 1991 · Amount on Record
Deed Book / Page595 / 882
Last Transfer DateFeb 22, 2012
Transfer Doc001856-0115
Record UpdatedSep 20, 2026

January 2023: Deed, Transfer

Document TypeDeed
JurisdictionALLEGANY MD
Recording DateJan 18, 2023
Property Address403 PRATT ST, LUKE, MD 21540-1020
Document Number002848-0312
Book / Page2848 / 312
Instrument DateJan 13, 2023
Transaction TypeTransfer
Record UpdatedFeb 1, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address510 GRANT ST, LUKE, MD 21540-1005

Tax Assessment & Valuation

Source: Allegany County assessment roll, as of July 31, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyAllegany County
MunicipalityLuke Town
Unified School DistrictAllegany County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,700 (+6.25%)$1,900 (+18.75%) Land $1,900
2025$16.00 (+6.67%)
2023$15.00$1,600 Land $1,600$1,600 Land $1,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims15 (1985–2025)
Claims Outside the SFHA4 of 15
Most Recent ClaimMay 2025 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding Assoc With Tropical Storm Fran, Sep 1996 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF LUKE
private · serves 68 people · EPA ID MD0010019
Water SourcePurchased surface water from TOWN OF WESTERNPORT
Last State InspectionSep 2025
Lead1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Pratt St

Nearby Streets

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