Allegany County property record for 409 Pratt St, Luke, MD 21540
| Property Type | Townhouse |
|---|---|
| Details | 1 ba · 1,380 sqft · built 1888 |
| Lot Size | 0.055 acres (2,400 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $172 (2025) |
| Deeds & Mortgages | Aug 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-006180 |
| Primary APN | 08-006180 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,380 sqft Total Area |
| Year Built | Built 1888 |
|---|---|
| Effective Year Built | Effective 1888 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 2,400 sqft (0.055 acres) |
| Lot Dimensions | 100 ft deep x 24 ft wide |
| Porch | Slab |
| Porch Area | 90 sqft |
| Patio Area | 64 sqft |
| Heating System | Radiant |
|---|---|
| Sewer | Connected |
| Account Number | 006180 |
|---|---|
| Street Address | 409 PRATT ST |
| City | LUKE |
| State | MD |
| Zip | 21540-1020 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | 409 PRATT ST LOT 165 24X100 |
| Legal Lot Number | 165 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 8, WESTERNPORT/LUKE |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 2200 |
Source: Allegany County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 22115 WESTERNPORT RD SW, WESTERNPORT, MD 21562-2227 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Aug 6, 2021 |
| Property Address | 409 PRATT ST, LUKE, MD 21540-1020 |
| Document Number | 002689-0341 |
| Book / Page | 2689 / 341 |
| Instrument Date | Jul 22, 2021 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 2215 WESTPORT RD, WESTERNPORT, MD 21562 |
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Municipality | Luke Town |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $21,167 (+38.65%) | $28,300 (+60.8%) Land $2,400 Building $25,900 | |
| 2025 | $172.00 (+16.22%) | ||
| 2023 | $148.00 | $15,267 | $17,600 Land $2,100 Building $15,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 15 (1985–2025) |
| Claims Outside the SFHA | 4 of 15 |
| Most Recent Claim | May 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF LUKE private · serves 68 people · EPA ID MD0010019 |
|---|---|
| Water Source | Purchased surface water from TOWN OF WESTERNPORT |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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