Pickens County property record for 406 Peninsula Rdg, Sunset, SC 29685
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,509 sqft · built 2019 |
| Lot Size | 0.83 acres (36,155 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $520,000 (Oct 2016) |
| Tax Bill | $7,974 (2025) |
| Deeds & Mortgages | May 2018 Construction Loan Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4141-00-15-3396 |
| Primary APN | 4141-00-15-3396 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Building Area | 2,509 sqft Living Area |
| Basement Area | 2,415 sqft |
| Finished Basement | 1,951 sqft |
| Unfinished Basement | 464 sqft |
| Bonus Room | Bonus Room |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Siding |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 36,155 sqft (0.83 acres) |
| View / Lot | Water |
| Garage Type | Attached |
| Garage Area | 1,056 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 814 sqft |
| Deck Area | 66 sqft |
| Patio Area | 741 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Floor/Wall Furnace |
| Account Number | R0085798 |
|---|---|
| Street Address | 406 PENINSULA RDG |
| City | SUNSET |
| State | SC |
| Zip | 29685-1424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PENINSULA RIDGE, RESERVE AT LAKE KEOWEE, SECTION P-2, PLAT 604/272 LOT 86, PLAT 604/67 |
| Legal Subdivision | RESERVE AT LAKE KEOWEE |
| Legal Block | 15 |
| Legal Lot Number | 86 |
| Jurisdiction | PICKENS SC |
| Township / Civil Division | SIX MILE |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 10201 |
406 Peninsula Rdg is owned and occupied by two individuals who bought it in October 2016.
Source: Pickens County records, as of February 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 406 PENINSULA RDG, SUNSET, SC 29685-1424 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 25, 2018 | Deed of Trust, Mortgage · Construction Mortgage TD BANK NA |
| Nov 22, 2019 | Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 5, 2016 · Amount on File |
| Deed Sale | Oct 5, 2016 · Amount on File |
| Deed Document Number | 0001807200 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PICKENS SC |
| Property Address | 406 PENINSULA RDG, SUNSET, SC 29685-1424 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000007366 |
|---|---|
| Date | May 25, 2018 |
| Book Page | 5350/112 |
| Instrument | 201807366 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PICKENS SC |
| Property Address | 406 PENINSULA RDG, SUNSET, SC 29685-1424 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000017975 |
|---|---|
| Date | Nov 22, 2019 |
| Book Page | 5574/253 |
| Instrument | 201917975 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
The 2025 property tax bill for 406 Peninsula Rdg was $7,974, up 5.7% from the year before.
Source: Pickens County assessment roll, as of June 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Pickens County |
| Unified School District | Pickens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,974.00 (+5.66%) | $72,260 (+15.01%) Land $23,920 Building $48,340 | $3,235,800 (+106%) Land $1,071,200 Building $2,164,600 |
| 2024 | $7,547.00 | $62,830 (-) Land $20,800 Building $42,030 | $1,570,800 (-) Land $520,000 Building $1,050,800 |
| 2023 | $62,830 Land $20,800 Building $42,030 | $1,570,800 Land $520,000 Building $1,050,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 406 Peninsula Rdg in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 406 Peninsula Rdg is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| West Carolina Rural Telephone Cooperative Fiber | 8,000 / 8,000 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, Hotwire Communications, Spectrum.
4G LTE only, no 5G reported
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