Pickens County property record for 409 Peninsula Rdg, Sunset, SC 29685 · Last verified February 2026
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.66 acres (28,750 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $720,000 (Apr 2021) |
| Tax Bill | $11,154 (2025) |
| Deeds & Mortgages | Nov 2025 Construction Loan Aug 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4141-00-14-4990 |
| Primary APN | 4141-00-14-4990 |
|---|---|
| Alternative APN |
|
| Lot Area | 28,750 sqft (0.66 acres) |
|---|
| Account Number | R0085767 |
|---|---|
| Street Address | 409 PENINSULA RDG |
| City | SUNSET |
| State | SC |
| Zip | 29685-1424 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Legal Description | PENINSULA RIDGE, RESERVE AT LAKE KEOWEE, SECTION P-2, PLAT 604/272 LOT 54 |
| Legal Subdivision | RESERVE AT LAKE KEOWEE |
| Legal Block | 14 |
| Legal Lot Number | 54 |
| Jurisdiction | PICKENS SC |
| Township / Civil Division | SIX MILE |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 10201 |
Source: Pickens County records · APN 4141-00-14-4990
Assessment roll updated June 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12283 HEATHERSTONE PL, CARMEL, IN 46033-9549 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 12, 2025 | Deed of Trust, Mortgage · Construction Mortgage FIRST CITIZENS BANK & TRUST CO |
| Aug 16, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Apr 28, 2021 | Grant Deed, Transfer ATTORNEY ONLY |
| Jul 01, 2020 | Grant Deed, Transfer · Conventional Mortgage FIRST PIEDMONT FED'L SL ASSN |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 28, 2021 · Amount on Record |
| Deed Sale | Apr 28, 2021 · Amount on Record |
| Prior Sale | Aug 13, 2020 |
| Deed Document Number | 202108078 |
| Deed Book / Page | 2266 / 240 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PICKENS SC |
| Property Address | 409 PENINSULA RDG, SUNSET, SC 29685-1424 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000016900 |
|---|---|
| Date | Nov 12, 2025 |
| Book Page | 6755/116 |
| Instrument | 202516900 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29211 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 01, 2035 |
| Change Frequency | Annually |
| Min Rate At Change | 4.12% |
| Max Rate At Change | 8.12% |
| Index | 1-Year CMT |
| Max Rate | 12.1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PICKENS SC |
| Property Address | 409 PENINSULA RDG, SUNSET, SC 29685-1424 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2021 |
| Name | Verified Name |
|---|---|
| Address | 12283 HEATHERSTONE PL, CARMEL, IN 46033-9549 |
| Document Number | 0000015897 |
|---|---|
| Date | Aug 16, 2021 |
| Book Page | 5975/234 |
| Instrument | 202115897 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | 26592 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Aug 12, 2024 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PICKENS SC |
| Recording Date | Apr 28, 2021 |
| Property Address | 409 PENINSULA RDG, SUNSET, SC 29685-1424 |
| Document Number | 0000008078 |
| Book / Page | 002266 / 000240 |
| Instrument Date | Apr 27, 2021 |
| Instrument | 8078 |
| Transaction Type | Transfer |
| Record Updated | Jun 10, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,664.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 12283 HEATHERSTONE PL CARMEL IN 460339549, CARMEL, IN 46033-9549 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PICKENS SC |
| Recording Date | Jul 01, 2020 |
| Property Address | 409 PENINSULA RDG, SUNSET, SC 29685-1424 |
| Document Number | 0000009268 |
| Book / Page | 002171 / 000058 |
| Instrument Date | Jun 29, 2020 |
| Instrument | 9268 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,498.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 117 RAMSFORD LN SIMPSONVILLE SC 296813650, SIMPSONVILLE, SC 29681-3650 |
| Document Number | 9269 |
|---|---|
| Date | Jul 01, 2020 |
| Book Page | 005682/000016 |
| Instrument | 9269 |
| Name | FIRST PIEDMONT FED'L SL ASSN |
|---|---|
| Address | GAFFNEY, SC 29341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jun 30, 2025 |
Source: Pickens County records · Assessment roll updated June 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Pickens County |
| Unified School District | Pickens County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,154.00 (+7.45%) | $49,680 (+15%) Land $49,680 | $1,476,000 (+105%) Land $1,476,000 |
| 2024 | $10,381.00 (+0.3%) | $43,200 (-) Land $43,200 | $720,000 (-) Land $720,000 |
| 2023 | $10,350.00 (-0.64%) | $43,200 (-) Land $43,200 | $720,000 (-) Land $720,000 |
| 2022 | $10,417.00 | $43,200 Land $43,200 | $720,000 Land $720,000 |
Source: FEMA National Flood Hazard Layer, Pickens County (45077C), updated December 21, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450770102012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 5 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 27 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 1,000 / 1,000 |
| Hotwire Communications | Fiber | 1,000 / 350 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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