398 Peninsula Rdg, Sunset, SC 29685 Property Records

Pickens County property record for 398 Peninsula Rdg, Sunset, SC 29685

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 2,554 sqft · built 2018
Lot Size	0.83 acres (36,155 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Oct 2019)
Tax Bill	$36,120 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4141-00-15-6439`

Property Details

APN / Parcel Number

Primary APN	`4141-00-15-6439`
Alternative APN	`R0085800`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Building Area	2,554 sqft Living Area
Basement Area	2,002 sqft
Finished Basement	1,502 sqft
Unfinished Basement	500 sqft
Bonus Room	Bonus Room
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Exterior Material	Block
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	36,155 sqft (0.83 acres)
View / Lot	Water
Garage Type	Attached
Garage Area	1,273 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	1 sqft
Porch	Covered Porch
Porch Area	1,131 sqft
Deck Area	128 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	R0085800
Street Address	398 PENINSULA RDG
City	SUNSET
State	SC
Zip	29685-1416
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PENINSULA RIDGE, RESERVE AT LAKE KEOWEE, SECTION P-2, PLAT 604/272 LOT 89
Legal Subdivision	RESERVE AT LAKE KEOWEE
Legal Block	15
Legal Lot Number	89
Jurisdiction	PICKENS SC
Township / Civil Division	SIX MILE
Census Block Group	2
Census Block	2028
Census Tract	10201

Owner

398 Peninsula Rdg is owned by an individual who bought it in October 2019.

Source: Pickens County records, as of February 9, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	861 SANTEE DR, FLORENCE, SC 29501-5713
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2019 · Amount on File
Deed Sale	Oct 3, 2019 · Amount on File
Deed Document Number	201915118
Deed Book / Page	2099 / 279
Record Updated	Jun 8, 2026

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	PICKENS SC
Recording Date	Oct 3, 2019
Property Address	398 PENINSULA RDG, SUNSET, SC 29685-1416
Document Number	0000015118
Book / Page	2099 / 279
Map Reference	MB 604 PG 272
Instrument Date	Sep 30, 2019
Instrument	201915118
Transaction Type	Transfer
Record Updated	Nov 30, 2021

Transaction

Amount	Amount on Record
Tax	$8,510.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	861 SANTEE DR, FLORENCE, SC 29501-5713

Mortgage

Document Number	0000015119
Date	Oct 3, 2019
Book Page	5549/019
Instrument	201915119

Lender

Name	FIRSTBANK
Type	Bank
Address	TROY, NC 27371

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2029
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	8.5%
Index	1-Year CMT
Max Rate	8.5%

Tax Assessment & Valuation

The 2025 property tax bill for 398 Peninsula Rdg was $36,120, down 34% from the year before.

Source: Pickens County assessment roll, as of June 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Pickens County
Unified School District	Pickens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$36,120.00 (-34.03%)	$160,870 (+15%) Land $57,430 Building $103,440	$2,856,200 (+22.5%) Land $1,019,700 Building $1,836,500
2024	$54,752.00	$139,890 (-) Land $29,700 Building $110,190	$2,331,500 (-) Land $495,000 Building $1,836,500
2023		$139,890 Land $29,700 Building $110,190	$2,331,500 Land $495,000 Building $1,836,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 398 Peninsula Rdg in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 398 Peninsula Rdg is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 70% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000
Hotwire Communications Fiber	1,000 / 350
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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