406 Payson Ave, Monroe, MI 48162 Property Records

Monroe County property record for 406 Payson Ave, Monroe, MI 48162

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,563 sqft · built 1998
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on Record
Deeds & Mortgages	Apr 2022 Transfer Apr 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`55-69-00659-068`

Property Details

APN / Parcel Number

Primary APN	`55-69-00659-068`
Alternative APN	`55 690 065 90`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,563 sqft Living Area
1st Floor Area	1,388 sqft
Basement Area	1,052 sqft
Unfinished Basement	1,052 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Shingle
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	150 ft deep x 85 ft wide
Terrain	Rolling
Garage Area	462 sqft
Driveway	Driveway
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	80 sqft
Patio Area	480 sqft
Balcony Area	111 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	406 PAYSON AVE
City	MONROE
State	MI
Zip	48162-3582
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	COMM 255 FT N 65D 21M 15S W FROM SW CORNER OF FRENCHMAN'S PLAT #2 ;TH N 65D 21M 15S W 85 FT; TH N 24D 38M 45S E 150 FT; TH S
Legal Subdivision	FRENCHMANS 2
Legal Lot Number	86
Legal Unit	2
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	5
Census Block	5000
Census Tract	831400

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	406 PAYSON AVE, MONROE, MI 48162-3582
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2022	Intrafamily Transfer, Transfer AMROCK INC, AMROCK LLC
Apr 22, 2022	Intrafamily Transfer, Transfer · Stand-Alone Refinance QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 18, 2010
Transfer Doc	2010R19226
Record Updated	Oct 29, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE MI
Recording Date	Apr 22, 2022
Property Address	406 PAYSON AVE, MONROE, MI 48162-3582
Document Number	0000008979
Map Reference	LB 8 PG 37-51
Instrument Date	Feb 9, 2022
Instrument	2022R08979
Transaction Type	Transfer
Record Updated	May 19, 2022
Title Company	AMROCK INC, AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	406 PAYSON AVE, 406, MONROE, MI 48162-3582

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 PAYSON AVE, MONROE, MI 48162-3582

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE MI
Recording Date	Apr 22, 2022
Property Address	406 PAYSON AVE, MONROE, MI 48162-3582
Document Number	0000008981
Map Reference	LB 8 PG 37-51
Instrument Date	Feb 9, 2021
Instrument	2022R08981
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	406 PAYSON AVE, 406, MONROE, MI 48162-3582

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	406 PAYSON AVE, MONROE, MI 48162-3582

Mortgage

Document Number	0000008980
Date	Apr 22, 2022
Instrument	2022R08980

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	167 Months
Due	Mar 1, 2036

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
Municipality	Monroe City
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$187,500 (+2.57%) Land $187,500	$375,000 (+2.57%) Land $375,000
2025	Homeowner's exemption	$182,800 Land $182,800	$365,600 Land $365,600
2023	Homeowner's exemption

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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