Monroe County property record for 316 Payson Ave, Monroe, MI 48162
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,549 sqft · built 1998 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $295,000 (Sep 2018) |
| Tax Bill | $5,109 (2025) |
| Deeds & Mortgages | Sep 2021 Line of Credit Jul 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 55-69-00659-066 |
| Primary APN | 55-69-00659-066 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,549 sqft Living Area |
| 1st Floor Area | 1,388 sqft |
| Basement Area | 1,052 sqft |
| Finished Basement | 1,052 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 12,632 sqft (0.29 acres) |
| Lot Dimensions | 150 ft deep x 85 ft wide |
| Terrain | Rolling |
| Garage Area | 462 sqft |
| Driveway | Driveway |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 54 sqft |
| Patio Area | 550 sqft |
| Balcony Area | 97 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 316 PAYSON AVE |
|---|---|
| City | MONROE |
| State | MI |
| Zip | 48162-3583 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | COMM 85 FT N 65D 21M 15S W FROM SW CORNER OF FRENCHMAN'S PLAT #2 ;TH N 65D 21M 15S W 85 FT; TH N 24D 38M 45S E 150 FT; TH S |
| Legal Subdivision | FRENCHMANS 2 |
| Legal Lot Number | 86 |
| Legal Unit | 2 |
| Jurisdiction | MONROE MI |
| Township / Civil Division | MONROE |
| Census Block Group | 5 |
| Census Block | 5000 |
| Census Tract | 831400 |
Source: Monroe County records · APN 55-69-00659-066
Assessment roll updated August 15, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 316 PAYSON AVE, MONROE, MI 48162-3583 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 23, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST MERCHANTS BANK |
| Jul 10, 2019 | Deed of Trust, Mortgage · FHA Mortgage NATIONS LNDG |
| Sep 21, 2018 | Warranty Deed, Transfer · FHA Mortgage NATIONS LNDG |
| Mar 13, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 21, 2018 · Amount on Record |
| Deed Sale | Sep 21, 2018 · Amount on Record |
| Deed Document Number | 201817529 |
| Prior Transfer Date | Mar 07, 2018 |
| Prior Transfer Doc | 0000004130 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 316 PAYSON AVE, MONROE, MI 48162-3583 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2021 |
| Name | Verified Name |
|---|---|
| Address | 316 PAYSON AVE, MONROE, MI 48162-3583 |
| Document Number | 2021R24624 |
|---|---|
| Date | Sep 23, 2021 |
| Instrument | 2021R24624 |
| Name | FIRST MERCHANTS BANK |
|---|---|
| Type | Bank |
| Address | MONROE, MI 48161 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 03, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 316 PAYSON AVE, MONROE, MI 48162-3583 |
| Document Number | 0000011765 |
| Instrument Date | Jul 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2019 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 316 PAYSON AVE MONROE MI 481623583, MONROE, MI 48162-3583 |
| Document Number | 0000011765 |
|---|---|
| Date | Jul 16, 2019 |
| Instrument | 11765 |
| Name | NATIONS LNDG |
|---|---|
| Address | INDEPENDENCE, OH 44131 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 15, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Sep 21, 2018 |
| Property Address | 316 PAYSON AVE, MONROE, MI 48162-3583 |
| Document Number | 0000017529 |
| Instrument Date | Sep 13, 2018 |
| Instrument | 17529 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2018 |
| Title Company | LAWYERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,537.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 316 PAYSON AVE MONROE MI 481623583, MONROE, MI 48162-3583 |
| Document Number | 17531 |
|---|---|
| Date | Sep 21, 2018 |
| Instrument | 17531 |
| Name | NATIONS LNDG |
|---|---|
| Address | INDEPENDENCE, OH 44131 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 20, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Mar 13, 2018 |
| Property Address | 316 PAYSON AVE, MONROE, MI 48162-3583 |
| Document Number | 0000004130 |
| Instrument Date | Mar 07, 2018 |
| Instrument | 4130 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 316 PAYSON AVE MONROE MI 481623583, MONROE, MI 48162-3583 |
Source: Monroe County records · Assessment roll updated August 15, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| Municipality | Monroe City |
| Unified School District | Monroe Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $192,900 (+33.11%) | $385,800 (+33.11%) | |
| 2025 | $5,109.00 (-17.74%) Homeowner's exemption | ||
| 2023 | $6,211.00 Homeowner's exemption | $144,920 | $289,840 |
Source: FEMA National Flood Hazard Layer as of September 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Broadband Fixed Wireless | 150 / 20 |
Based on FCC filings for 178 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MONROE serves 49,467 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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