Monroe County property record for 306 Payson Ave, Monroe, MI 48162
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,296 sqft · built 1995 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,186 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 55-69-00073-166 |
| Primary APN | 55-69-00073-166 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,296 sqft Living Area |
| 1st Floor Area | 1,288 sqft |
| Basement Area | 1,288 sqft |
| Unfinished Basement | 1,288 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 12,632 sqft (0.29 acres) |
| Lot Dimensions | 155 ft deep x 86.2 ft wide |
| Terrain | Rolling |
| Garage Area | 462 sqft |
| Driveway | Driveway |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 76 sqft |
| Deck Area | 407 sqft |
| Patio Area | 407 sqft |
| Balcony Area | 42 sqft |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 306 PAYSON AVE |
|---|---|
| City | MONROE |
| State | MI |
| Zip | 48162-3583 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | FRENCHMAN'S PLAT NO 2 LOT 66 |
| Legal Subdivision | FRENCHMANS 2 |
| Legal Lot Number | 66 |
| Jurisdiction | MONROE MI |
| Township / Civil Division | MONROE |
| Census Block Group | 5 |
| Census Block | 5000 |
| Census Tract | 831400 |
306 Payson Ave is owned and occupied by two individuals who acquired it in September 1995.
Source: Monroe County records, as of September 3, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 306 PAYSON AVE, MONROE, MI 48162-3583 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 11, 1995 |
| Deed Sale | Sep 11, 1995 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Jun 3, 2026 |
| Property Address | 306 PAYSON AVE, MONROE, MI 48162-3583 |
| Document Number | 0000009831 |
| Instrument Date | Mar 13, 2026 |
| Instrument | 20269831 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 306 PAYSON AVE, MONROE, MI 48162-3583 |
| Document Number | 0000009831, |
|---|---|
| Date | Jun 3, 2026 |
| Instrument | 20269831 |
| Name | DIRECTIONS CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 117 Months |
| Due | Mar 28, 2036 |
| Rate | 6.09% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 306 Payson Ave was $5,186 with a homeowner's exemption.
Source: Monroe County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| Municipality | Monroe City |
| Unified School District | Monroe Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $168,700 (+2.68%) Land $168,700 | $337,400 (+2.68%) Land $337,400 | |
| 2025 | $5,186.00 Homeowner's exemption | $164,300 Land $164,300 | $328,600 Land $328,600 |
| 2023 | $4,541.00 Homeowner's exemption | $126,440 | $252,880 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 306 Payson Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 306 Payson Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONROE serves 49,467 people · EPA ID MI0004450 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
5G (outdoors only) and 4G LTE
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