406 Opal Ln, Hibbing, MN 55746 Property Records

St. Louis County property record for 406 Opal Ln, Hibbing, MN 55746

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.25 ba · 1,272 sqft · built 1976
Lot Size	0.681 acres (29,669 sqft)
Owner	Individual Name on File
Tax Bill	$2,868 (2026)
Deeds & Mortgages	Jan 2020 Sale
Flood Zone	Zone D (undetermined)
APN	`139-0148-00390`

Property Details

APN / Parcel Number

Primary APN	`139-0148-00390`
Alternative APN	`539628`

Interior

Bedrooms	4 Beds
Full Baths	2.25 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,272 sqft Gross Area
1st Floor Area	1,272 sqft
Basement Area	1,152 sqft
Finished Basement	1,152 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	29,669 sqft (0.681 acres)
Garage Area	864 sqft
Deck Area	144 sqft
Storage Building	128 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	539628
Street Address	406 OPAL LN
City	HIBBING
State	MN
Zip	55746-3844
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 27 AND 28 SERIAL #
Legal Subdivision	JEWEL ADDITION
Legal Block	2
Legal Lot Number	27-28
Jurisdiction	ST LOUIS MN
Township / Civil Division	HIBBING
Census Block Group	2
Census Block	2034
Census Tract	12100

Owner

406 Opal Ln is owned and occupied by an individual who acquired it in January 2020.

Source: St. Louis County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	406 OPAL LN, HIBBING, MN 55746-3844
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 8, 2020
Transfer Doc	00A1371609
Record Updated	Oct 29, 2026

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 16, 2020
Property Address	406 OPAL LN, HIBBING, MN 55746-3844
Document Number	00A1371609
Instrument Date	Jan 8, 2020
Instrument	A1371609
Transaction Type	Transfer
Record Updated	Feb 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$2.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1417 KENILWORTH AVE BERWYN IL 604021237, BERWYN, IL 60402-1237

Tax Assessment & Valuation

The 2026 property tax bill for 406 Opal Ln was $2,868 with a homeowner's exemption, up 5.8% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Hibbing City
Unified School District	Hibbing Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,868.00 (+5.83%) Homeowner's exemption
2025	$2,710.00 (-4.71%) Homeowner's exemption	$226,000 (+0.31%) Land $24,000 Building $202,000	$226,000 (+0.31%) Land $24,000 Building $202,000
2024	$2,844.00	$225,300 Land $36,300 Building $189,000	$225,300 Land $36,300 Building $189,000
2022		$189,800 Land $35,800 Building $154,000	$189,800 Land $35,800 Building $154,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 406 Opal Ln in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 Opal Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Hibbing serves 16,028 people · EPA ID MN1690022
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	14 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20