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401 Opal Ln, Hibbing, MN 55746 Property Records

St. Louis County property record for 401 Opal Ln, Hibbing, MN 55746

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.75 ba · 864 sqft · built 1974
Lot Size0.234 acres (10,228 sqft)
Owner2 Individual Names on Record
Last Sale$237,000 (Feb 2024)
Tax Bill$2,844 (2026)
Deeds & MortgagesFeb 2024 Sale & Mortgage
Aug 2021 Sale
+ 2 more
Flood ZoneZone D (undetermined)
APN139-0148-00320

Property Details

APN / Parcel Number

Primary APN139-0148-00320
Alternative APNs
  • 1115540
  • 1162430

Interior

Bedrooms3 Beds
Full Baths1.75 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area864 sqft Gross Area
1st Floor Area864 sqft
Basement Area864 sqft
Finished Basement864 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1984
Architectural StyleSplit Foyer
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area10,228 sqft (0.234 acres)
Garage Area576 sqft
Deck Area70 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number1162430
Street Address401 OPAL LN
CityHIBBING
StateMN
Zip55746-3843
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 0020 BLOCK:002 SERIAL #
Legal SubdivisionJEWEL ADD
Legal Block2
Legal Lot Number20
JurisdictionST LOUIS MN
Township / Civil DivisionHIBBING
Census Block Group2
Census Block2034
Census Tract12100

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address401 OPAL LN, HIBBING, MN 55746-3843
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 16, 2024Warranty Deed, Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 5, 2021Warranty Deed, Transfer
SELLMAN TITLE COMPANY, SELLMAN TITLE COMPANY LLC
Oct 9, 2020Warranty Deed, Transfer
SELLMAN TITLE COMPANY, SELLMAN TITLE CO
Sep 8, 2020Warranty Deed, Transfer
SELLMAN TITLE COMPANY, SELLMAN TITLE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 16, 2024 · Amount on Record
Deed SaleFeb 16, 2024 · Amount on Record
Prior SaleAug 5, 2021 · Amount on Record
Deed Document Number20241483165
Prior Transfer DateAug 4, 2004
Prior Transfer Doc0000990797
Record UpdatedSep 20, 2026

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateFeb 16, 2024
Property Address401 OPAL LN, HIBBING, MN 55746-3843
Document Number0001483165
Instrument DateFeb 9, 2024
Instrument1483165
Transaction TypeTransfer
Record UpdatedMar 11, 2024
Title CompanySELLMAN TITLE COMPANY, SELLMAN TITLE COMPANY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$782.10
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address401 OPAL LN, HIBBING, MN 55746-3843

Mortgage

Document Number0001483166
DateFeb 16, 2024
Instrument1483166
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2054

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateAug 5, 2021
Property Address401 OPAL LN, HIBBING, MN 55746-3843
Document Number0001421003
Instrument DateJul 29, 2021
Instrument1421003
Transaction TypeTransfer
Record UpdatedAug 25, 2021
Title CompanySELLMAN TITLE COMPANY, SELLMAN TITLE COMPANY LLC

Transaction

AmountAmount Recorded
Tax$618.75
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
AddressPO BOX 588, HIBBING, MN 55746-0588

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateOct 9, 2020
Property Address401 OPAL LN, HIBBING, MN 55746-3843
Document Number00A1392523
Instrument DateOct 2, 2020
InstrumentA1392523
Transaction TypeTransfer
Record UpdatedNov 3, 2020
Title CompanySELLMAN TITLE COMPANY, SELLMAN TITLE CO

Transaction

AmountAmount Recorded
Tax$422.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1810 3RD AVE E HIBBING MN 557461447, HIBBING, MN 55746-1447

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateSep 8, 2020
Property Address401 OPAL LN, HIBBING, MN 55746-3843
Document Number00A1389708
Instrument DateSep 2, 2020
InstrumentA1389708
Transaction TypeTransfer
Record UpdatedOct 21, 2020
Title CompanySELLMAN TITLE COMPANY, SELLMAN TITLE CO

Transaction

AmountAmount Recorded
Tax$422.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1907 3RD AVE E #1 HIBBING MN 557461606, 1, HIBBING, MN 55746-1606

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityHibbing City
Unified School DistrictHibbing Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,844.00 (+11.79%) Homeowner's exemption
2025$2,544.00 (+0.39%) Homeowner's exemption$224,600 (+4.13%) Land $29,300 Building $195,300$224,600 (+4.13%) Land $29,300 Building $195,300
2024$215,700 (+18.78%) Land $32,800 Building $182,900$215,700 (+18.78%) Land $32,800 Building $182,900
2023$2,534.00 Homeowner's exemption
2022$181,600 Land $32,600 Building $149,000$181,600 Land $32,600 Building $149,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 89% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHibbing
serves 16,028 people · EPA ID MN1690022
Water SourceGroundwater
Last State InspectionMar 2026
Lead14 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable		1,000 / 50
T-Mobile
Fixed Wireless		100 / 20

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