St. Louis County property record for 418 Opal Ln, Hibbing, MN 55746
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,056 sqft · built 1974 |
| Lot Size | 0.268 acres (11,697 sqft) |
| Owner | Individual Name on File |
| Last Sale | $175,000 (Nov 2019) |
| Tax Bill | $2,838 (2026) |
| Deeds & Mortgages | Sep 2020 Mortgage Nov 2019 Sale & Mortgage |
| Flood Zone | Zone D (undetermined) |
| APN | 139-0148-00420 |
| Primary APN | 139-0148-00420 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,056 sqft Gross Area |
| 1st Floor Area | 1,056 sqft |
| Basement Area | 739 sqft |
| Finished Basement | 739 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Frame |
| Lot Area | 11,697 sqft (0.268 acres) |
| Garage Area | 528 sqft |
| Deck Area | 35 sqft |
| Storage Building | 120 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 1081194 |
|---|---|
| Street Address | 418 OPAL LN |
| City | HIBBING |
| State | MN |
| Zip | 55746-3844 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 0030 BLOCK:002 SERIAL # |
| Legal Subdivision | JEWEL ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 30 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | HIBBING |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 12100 |
418 Opal Ln is owned and occupied by an individual who bought it in November 2019.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 418 OPAL LN, HIBBING, MN 55746-3844 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 1, 2020 | Deed of Trust, Mortgage · Conventional with PMI AMERICAN BK/THE NORTH |
| Nov 15, 2019 | Warranty Deed, Transfer · Conventional with PMI AMERICAN BK/THE NORTH |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 15, 2019 · Amount on File |
| Deed Sale | Nov 15, 2019 · Amount on File |
| Deed Document Number | 20191367670 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 418 OPAL LN, HIBBING, MN 55746-3844 |
| Document Number | 00A1390821 |
| Instrument Date | Sep 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 418 OPAL LN HIBBING MN 557463844, HIBBING, MN 55746-3844 |
| Document Number | 00A1390821 |
|---|---|
| Date | Sep 17, 2020 |
| Instrument | A1390821 |
| Name | AMERICAN BK/THE NORTH |
|---|---|
| Type | Bank |
| Address | COOK, MN 55723 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 16, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Nov 15, 2019 |
| Property Address | 418 OPAL LN, HIBBING, MN 55746-3844 |
| Document Number | 00A1367670 |
| Instrument Date | Nov 13, 2019 |
| Instrument | A1367670 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2019 |
| Title Company | SELLMAN TITLE COMPANY, SELLMAN TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $577.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 418 OPAL LN HIBBING MN 557463844, HIBBING, MN 55746-3844 |
| Document Number | A1367671 |
|---|---|
| Date | Nov 15, 2019 |
| Instrument | A1367671 |
| Name | AMERICAN BK/THE NORTH |
|---|---|
| Type | Bank |
| Address | COOK, MN 55723 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 14, 2049 |
The 2026 property tax bill for 418 Opal Ln was $2,838 with a homeowner's exemption, up 17.6% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Hibbing City |
| Unified School District | Hibbing Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,838.00 (+17.56%) Homeowner's exemption | ||
| 2025 | $2,414.00 (-5.92%) Homeowner's exemption | $224,300 (+7.68%) Land $29,600 Building $194,700 | $224,300 (+7.68%) Land $29,600 Building $194,700 |
| 2024 | $2,566.00 | $208,300 Land $26,100 Building $182,200 | $208,300 Land $26,100 Building $182,200 |
| 2022 | $174,400 Land $25,900 Building $148,500 | $174,400 Land $25,900 Building $148,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 418 Opal Ln in Zone D, where flood risk has not been studied.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 418 Opal Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Hibbing serves 16,028 people · EPA ID MN1690022 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 14 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures