406 N Lester St, Capac, MI 48014 Property Records

St. Clair County property record for 406 N Lester St, Capac, MI 48014

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,176 sqft · built 2014
Lot Size	0.234 acres (10,193 sqft)
Owner	2 Individual Names on Record
Last Sale	$180,000 (Apr 2021)
Tax Bill	$2,972 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Apr 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`74-40-750-0027-000`

Property Details

APN / Parcel Number

Primary APN	`74-40-750-0027-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,176 sqft Living Area
1st Floor Area	1,176 sqft
Basement Area	1,176 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Ranch
Lot Area	10,193 sqft (0.234 acres)
Lot Dimensions	136 ft deep x 75 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	406 N LESTER ST
City	CAPAC
State	MI
Zip	48014-3140
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VILLAGE
Legal Description	S 75 FT OF N 150 FT OF LOT 9 EXC W 772 FT. SUPERVISOR JOHN BOWERS PLAT OF THE VILLAGE OF CAPAC
Legal Subdivision	SUPERVISOR JOHN BOWERS PLAT
Legal Lot Number	9
Legal Unit	9
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	MUSSEY
Census Block Group	2
Census Block	2010
Census Tract	657100

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	406 N LESTER ST, CAPAC, MI 48014-3140
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2021	Warranty Deed, Transfer · Conventional Mortgage CASON HOME LOANS
Apr 21, 2021	Warranty Deed, Transfer ATA NATIONAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2021 · Amount on Record
Deed Sale	Apr 21, 2021 · Amount on Record
Prior Sale	Apr 21, 2021 · Amount on Record
Deed Document Number	202112522
Deed Book / Page	5355 / 502
Prior Transfer Date	Nov 12, 2012
Prior Transfer Doc	004323/575
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Apr 21, 2021
Property Address	406 N LESTER ST, CAPAC, MI 48014-3140
Document Number	0005355502
Book / Page	5355 / 502
Map Reference	LB 53 PG 3
Instrument Date	Apr 9, 2021
Instrument	2021012522
Transaction Type	Transfer
Record Updated	Sep 13, 2022
Title Company	ATA NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	406 N LESTER ST, 406, CAPAC, MI 48014-3140

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 N LESTER ST, CAPAC, MI 48014-3140

Mortgage

Document Number	0000535114
Date	Apr 13, 2021
Book Page	5351/14
Instrument	2021011493

Lender

Name	CASON HOME LOANS
Type	Mortgage Company
Address	NORTH PALM BEACH, FL 33408

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Apr 21, 2021
Property Address	406 N LESTER ST, CAPAC, MI 48014-3140
Document Number	0005355501
Book / Page	5355 / 501
Instrument Date	Jul 17, 2015
Instrument	2021012521
Transaction Type	Transfer
Record Updated	Sep 13, 2022
Title Company	ATA NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$937.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14417 HOUGH RD, 14417, ALLENTON, MI 48002-3704

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 N LESTER ST, CAPAC, MI 48014-3140

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Capac Village
County	St. Clair County
County Subdivision	Mussey Township
Unified School District	Capac Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$133,500 (+13.62%)	$267,000 (+13.62%)
2025	$2,972.00 (+2.7%) Homeowner's exemption	$117,500 (+9.61%)
2024	$2,894.00 (+12.78%)		$235,000 (+9.61%)
2023		$107,200
2022	$2,566.00		$214,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF CAPAC serves 1,775 people · EPA ID MI0001110
Water Source	Groundwater
Last State Inspection	Jun 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Mercury Fiber Fixed Wireless · Fiber in parts of the area	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Highline Internet, Verizon.

Nearby Properties on N Lester St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures