401 N Lester St, Capac, MI 48014 Property Records

St. Clair County property record for 401 N Lester St, Capac, MI 48014 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms2 Baths
Year BuiltBuilt 1973
Square Footage1,920 sqft Living Area
Lot Size12,763 sqft (0.292 acres)
OccupancyOwner Occupied
Last Sale$57,500 (1998)
Tax Bill$1,492.00 (2024)

Owner

Source: St. Clair County records · APN 74-40-750-0023-000

Assessment roll updated March 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address401 N LESTER ST, CAPAC, MI 48014-3141
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 08, 2019Deed of Trust, Mortgage · Conventional Mortgage
FIRST SECURITY FINANCIAL SVCS
Jun 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
TRI CNTY BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 01, 1998 · Amount on Record
Deed SaleDec 01, 1998 · Amount on Record
Record RefreshedJun 08, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address401 N LESTER ST, CAPAC, MI 48014-3141
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0050830194
DateAug 08, 2019
Book Page5083/194
Instrument2019016073
Lender
NameFIRST SECURITY FINANCIAL SVCS
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2049
Interest
Rate TypeFixed Rate

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address401 N LESTER ST, CAPAC, MI 48014-3141
Document Number0052040811
Instrument DateJun 15, 2020
Transaction TypeMortgage
Record UpdatedJul 08, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address401 N LESTER ST CAPAC MI 480143141, CAPAC, MI 48014-3141

Mortgage

Document Number0052040811
DateJun 25, 2020
Book Page005204/000811
Lender
NameTRI CNTY BK
TypeBank
AddressBROWN CITY, MI 48416
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 24, 2050

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated March 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateMichigan
MunicipalityCapac Village
CountySt. Clair County
County SubdivisionMussey Township
Unified School DistrictCapac Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$114,800 (+9.86%)
2024$1,492.00 (+12.52%)$229,600 (+9.86%)
2023$104,500
2022$1,326.00$209,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN74-40-750-0023-000

Interior

Bedrooms5 Beds
Full Baths2 Baths
Building Area1,920 sqft Living Area
Stories2 Stories

Exterior

Year BuiltBuilt 1973
Lot Area12,763 sqft (0.292 acres)
Lot Depth150 ft Depth
Parking Spaces2 Parking Spaces
Garage Area576 sqft Garage

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air Heating

Location & Zoning

Account Number74407500023000
Street Address401 N LESTER ST
CityCAPAC
StateMI
Zip48014-3141
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionE 150 FT OF W 706 FT OF N 85.22 FT OF S 151.22 FT OF LOT 9 SUPERVISOR JOHN BOWERS PLAT OF THE VILLAGE OF CAPAC SEC 21, 22, 27
Legal Range13E
Legal Township07N
Legal Section21
Legal SubdivisionSUPRVRS JOHN BOWERS
Legal Lot Number9
Legal Unit9
JurisdictionSAINT CLAIR MI
Minor Civil DivisionMUSSEY
Census Blockgroup2
Census Block2001
Census Tract657100

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