St. Clair County property record for 322 N Lester St, Capac, MI 48014 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 1973 |
| Square Footage | 1,128 sqft Living Area |
| Lot Size | 11,238 sqft (0.257 acres) |
| Garage | 528 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $54,000 (1992) |
| Tax Bill | $1,209.00 (2024) |
Source: St. Clair County records · APN 74-40-750-0033-000
Assessment roll updated March 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 322 N LESTER ST, CAPAC, MI 48014-3138 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 12, 2025 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage ROCKET MORTGAGE LLC |
| Sep 29, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage ROCKET MORTGAGE LLC |
| Sep 15, 2018 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 26, 1992 · Amount on Record |
| Deed Sale | Jun 26, 1992 · Amount on Record |
| Deed Doc Number | 0001269536 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 322 N LESTER ST, CAPAC, MI 48014-3138 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2025 |
| Name | Verified Name |
|---|---|
| Address | 322 N LESTER ST, CAPAC, MI 48014-3138 |
| Document Number | 0005870535 |
|---|---|
| Date | Nov 12, 2025 |
| Book Page | 5870/535 |
| Instrument | 2025021723 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 322 N LESTER ST, CAPAC, MI 48014-3138 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2021 |
| Title Company | JBN TITLE, JB TITLE |
| Name | Verified Name |
|---|---|
| Address | 322 N LESTER ST, CAPAC, MI 48014-3138 |
| Document Number | 5428167 |
|---|---|
| Date | Sep 29, 2021 |
| Book Page | 5428/167 |
| Instrument | 2021027678 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 322 N LESTER ST, CAPAC, MI 48014-3138 |
| Document Number | 0049920197 |
| Instrument Date | Sep 15, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 322 N TESTER ST MUSSEY MI 48014, MUSSEY, MI 48014 |
| Document Number | 0049920197 |
|---|---|
| Date | Sep 26, 2018 |
| Book Page | 004992/000197 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 25, 2048 |
Source: St. Clair County records · Assessment roll updated March 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Capac Village |
| County | St. Clair County |
| County Subdivision | Mussey Township |
| Unified School District | Capac Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $89,500 (+8.88%) | ||
| 2024 | $1,209.00 (+12.47%) | $179,000 (+8.88%) | |
| 2023 | $82,200 | ||
| 2022 | $1,075.00 | $164,400 |
Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 74-40-750-0033-000 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 1,128 sqft Living Area |
| Year Built | Built 1973 |
|---|---|
| Architectural Style | Ranch Style |
| Lot Area | 11,238 sqft (0.257 acres) |
| Depth X Width | 150 ft x 75 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 528 sqft Garage |
| Heating System | Forced Air Heating |
|---|
| Account Number | 74407500033000 |
|---|---|
| Street Address | 322 N LESTER ST |
| City | CAPAC |
| State | MI |
| Zip | 48014-3138 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | S 75 FT OF N 150 FT OF LOT 11 SUPERVISOR JOHN BOWERS PLAT OF THE VILLAGE OF CAPAC SEC 21, 22, 27 & 28 T7N R13E |
| Legal Range | 13E |
| Legal Township | 07N |
| Legal Section | 21 |
| Legal Subdivision | SUPRVRS JOHN BOWERS |
| Legal Lot Number | 11 |
| Legal Unit | 11 |
| Jurisdiction | SAINT CLAIR MI |
| Minor Civil Division | MUSSEY |
| Census Blockgroup | 2 |
| Census Block | 2010 |
| Census Tract | 657100 |
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