Ogle County property record for 406 Mill Ridge Dr, Byron, IL 61010
| Property Type | Condominium |
|---|---|
| Details | 1,290 sqft · built 2005 |
| Lot Size | 0.324 acres (14,141 sqft) |
| Owner | Individual Name on File |
| Last Sale | $122,900 (Nov 2006) |
| Tax Bill | $3,847 (2025) |
| Deeds & Mortgages | Jan 2023 Line of Credit Apr 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-31-104-060 |
| Primary APN | 05-31-104-060 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,290 sqft Living Area |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Condo/Apartment |
| Lot Area | 14,141 sqft (0.324 acres) |
| Street Address | 406 MILL RIDGE DR |
|---|---|
| City | BYRON |
| State | IL |
| Zip | 61010-1462 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | UNIT 66 LOT 53 CONDOS AT CREEKSIDE MILL CREEK PHASE 3 CITY OF BYRON |
| Legal Subdivision | CREEKSIDE |
| Legal Phase | E |
| Legal Lot Number | 53 |
| Legal Unit | 66 |
| Jurisdiction | OGLE IL |
| Township / Civil Division | BYRON |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 961700 |
406 Mill Ridge Dr, a condominium, is owned and occupied by an individual who bought it in November 2006.
Source: Ogle County records, as of May 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 406 MILL RIDGE DR, BYRON, IL 61010-1462 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 4, 2023 | Deed of Trust, Mortgage · Line of Credit BYRON BANK |
| Apr 13, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BYRON BANK |
| Nov 28, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BYRON BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 6, 2006 · Amount on File |
| Deed Sale | Nov 6, 2006 · Amount on File |
| Deed Document Number | 200611704 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OGLE IL |
| Property Address | 406 MILL RIDGE DR, BYRON, IL 61010-1462 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000000042 |
|---|---|
| Date | Jan 4, 2023 |
| Instrument | 202300042 |
| Name | BYRON BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Dec 23, 2027 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OGLE IL |
| Property Address | 406 MILL RIDGE DR, BYRON, IL 61010-1462 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000002028 |
|---|---|
| Date | Apr 13, 2017 |
| Instrument | 201702028 |
| Name | BYRON BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OGLE IL |
| Property Address | 406 MILL RIDGE DR, BYRON, IL 61010-1462 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000006871 |
|---|---|
| Date | Nov 28, 2017 |
| Instrument | 201706871 |
| Name | BYRON BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 406 Mill Ridge Dr was $3,847.
Source: Ogle County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Byron City |
| County | Ogle County |
| County Subdivision | Byron Township |
| Unified School District | Byron Community Unit School District 226 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,847.00 | $57,689 Land $7,955 Building $49,734 | $173,067 Land $23,865 Building $149,202 |
| 2023 | $48,455 Land $6,222 Building $42,233 | $145,365 Land $18,666 Building $126,699 | |
| 2022 | $2,910.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 406 Mill Ridge Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2002–2013) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Apr 2013 · Severe Storms, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 406 Mill Ridge Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BYRON serves 3,784 people · EPA ID IL1410100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AaroBand Fixed Wireless | 100 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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