375 Mill Ridge Dr, Byron, IL 61010 Property Records

Ogle County property record for 375 Mill Ridge Dr, Byron, IL 61010

Property Summary

Property Type	Single Family Home
Lot Size	3.85 acres (167,706 sqft)
Owner	2 Individual Names on Record
Last Sale	$382,500 (Jun 2025)
Tax Bill	$4,907 (2025)
Deeds & Mortgages	May 2026 Mortgage Jan 2025 Construction Loan + 3 more
Flood Zone	Zone X (moderate risk)
APN	`05-31-107-001`

Property Details

APN / Parcel Number

Primary APN	`05-31-107-001`

Exterior

Lot Area	167,706 sqft (3.85 acres)

Location & Zoning

Street Address	375 MILL RIDGE DR
City	BYRON
State	IL
Zip	61010-1549
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 54 PHASE 3 MILL CREEK SUBD FINAL PLAT #4,CREEKSIDE
Legal Subdivision	MILL CREEK SUBD
Legal Phase	E
Legal Lot Number	54
Jurisdiction	OGLE IL
Township / Civil Division	BYRON
Census Block Group	3
Census Block	3023
Census Tract	961700

Owner

Source: Ogle County records, as of June 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	375 MILL RIDGE DR, BYRON, IL 61010-1549
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Jan 21, 2025	Deed of Trust, Mortgage · Construction Mortgage FIRST STATE BANK
Jun 3, 2025	Special Warranty Deed, Subdivision Related Transfer · VA Mortgage ROCKET MORTGAGE LLC
Nov 26, 2024	Quit Claim Deed, Transfer Quitclaim
Nov 18, 2024	Corporation Deed, Transfer · Commercial Mortgage CENTRAL BANK ILLINOIS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2025 · Amount on Record
Deed Sale	Jun 3, 2025 · Amount on Record
Prior Sale	Nov 26, 2024
Deed Document Number	20252672
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Recording Date	May 15, 2026
Property Address	375 MILL RIDGE DR, BYRON, IL 61010-1549
Document Number	0000002340
Instrument Date	May 11, 2026
Instrument	20262340
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	375 MILL RIDGE DR, BYRON, IL 61010-1549

Mortgage

Document Number	0000002340,
Date	May 15, 2026
Instrument	20262340

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.49%
Initial Type	Fixed Rate
Max Rate	-1%

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Property Address	375 MILL RIDGE DR, BYRON, IL 61010-1549
Transaction Type	Mortgage
Record Updated	Apr 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000309
Date	Jan 21, 2025
Instrument	202500309

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 17, 2026

June 2025: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OGLE IL
Recording Date	Jun 3, 2025
Property Address	375 MILL RIDGE DR, BYRON, IL 61010-1549
Document Number	0000002672
Map Reference	PF D PG 77
Instrument Date	May 29, 2025
Instrument	202502672
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 28, 2026
Title Company	KO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$573.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	375 MILL RIDGE DR, BYRON, IL 61010-1549

Mortgage

Document Number	0000002673
Date	Jun 3, 2025
Instrument	202502673

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.49%

November 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OGLE IL
Recording Date	Nov 26, 2024
Property Address	375 MILL RIDGE DR, BYRON, IL 61010-1549
Document Number	0000005457
Map Reference	PF D PG 77
Instrument Date	Nov 26, 2024
Instrument	202405457
Transaction Type	Transfer
Record Updated	Apr 28, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 E IL ROUTE 38, ROCHELLE, IL 61068-2303

November 2024: Corporation Deed, Transfer

Document Type	Corporation Deed
Jurisdiction	OGLE IL
Recording Date	Nov 18, 2024
Property Address	375 MILL RIDGE DR, BYRON, IL 61010-1549
Document Number	0000005289
Map Reference	PF D PG 77
Instrument Date	Nov 13, 2024
Instrument	202405289
Transaction Type	Transfer
Record Updated	Apr 28, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$637.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1900 SQUIRES LNDG, ROCHELLE, IL 61068-1047
Investor	Possibly a Property Investor

Mortgage

Document Number	0000005290
Date	Nov 18, 2024
Instrument	202405290

Lender

Name	CENTRAL BANK ILLINOIS
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 15, 2029

Tax Assessment & Valuation

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Byron City
County	Ogle County
County Subdivision	Byron Township
Unified School District	Byron Community Unit School District 226 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,907.00 (+28,764.71%)	$59,539 (+28,524.52%) Land $7,188 Building $52,351	$178,617 (+28,524.52%) Land $21,564 Building $157,053
2023		$208 Land $208	$624 Land $624
2022	$17.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2002–2013)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BYRON serves 3,784 people · EPA ID IL1410100
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AaroBand Fixed Wireless	100 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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