Franklin County property record for 406 Locust St, New Haven, MO 63068
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,064 sqft · built 1990 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,274 (2025) |
| Deeds & Mortgages | Feb 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-7-35.0-1-001-043.400 |
| Primary APN | 04-7-35.0-1-001-043.400 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,064 sqft Living Area |
| Year Built | Built 1990 |
|---|---|
| Architectural Style | A-Frame |
| Construction Type | Frame |
| Lot Area | 13,068 sqft (0.3 acres) |
| Patio Area | 324 sqft |
| Shed | 1 Shed |
| Street Address | 406 LOCUST ST |
|---|---|
| City | NEW HAVEN |
| State | MO |
| Zip | 63068-1010 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:23 E B HAMMACK ADDN 3 |
| Legal Range | 03W |
| Legal Township | 45 |
| Legal Section | 35 |
| Legal Quarter | NE |
| Legal Subdivision | E B HAMMACK |
| Legal Block | 1 |
| Legal Lot Number | 23 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | NEW HAVEN |
| Census Block Group | 1 |
| Census Block | 1057 |
| Census Tract | 800401 |
406 Locust St is owned and occupied by an individual who acquired it in February 2023.
Source: Franklin County records, as of November 10, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 406 LOCUST ST, NEW HAVEN, MO 63068-1010 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 24, 2023 |
| Deed Sale | Feb 24, 2023 |
| Deed Document Number | 2302208 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Feb 24, 2023 |
| Property Address | 406 LOCUST ST, NEW HAVEN, MO 63068-1010 |
| Document Number | 0002302208 |
| Map Reference | PB A PG 44 |
| Instrument Date | Feb 22, 2023 |
| Instrument | 2302208 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2023 |
| Title Company | FREEDOM TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 406 LOCUST ST, NEW HAVEN, MO 63068-1010 |
| Document Number | 0002302209 |
|---|---|
| Date | Feb 24, 2023 |
| Instrument | 2302209 |
| Name | CELEBRITY HOME LOANS LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2053 |
The 2025 property tax bill for 406 Locust St was $2,274.
Source: Franklin County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Municipality | New Haven City |
| Unified School District | New Haven School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,274.00 | $29,997 | $157,880 Land $14,690 Building $143,190 |
| 2023 | $1,872.00 (-6.45%) | $25,346 | $133,400 Land $14,690 Building $118,710 |
| 2022 | $2,001.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 406 Locust St in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 15 (1993–2015) |
| Claims Outside the SFHA | 1 of 15 |
| Most Recent Claim | Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 406 Locust St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 76% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW HAVEN PWS serves 2,000 people · EPA ID MO6010568 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected May 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Fiber | 1,000 / 1,000 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Wisper ISP.
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