405 Locust St, New Haven, MO 63068 Property Records

Franklin County property record for 405 Locust St, New Haven, MO 63068

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,800 sqft · built 1980
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$159,300 (Mar 2022)
Tax Bill	$2,258 (2025)
Deeds & Mortgages	Mar 2022 Mortgage May 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-7-26.0-4-002-031.000`

Property Details

APN / Parcel Number

Primary APN	`04-7-26.0-4-002-031.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,800 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Patio Area	288 sqft

Location & Zoning

Street Address	405 LOCUST ST
City	NEW HAVEN
State	MO
Zip	63068-1009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:3 CAPTAINS CREST
Legal Range	3W
Legal Township	45N
Legal Section	26
Legal Subdivision	CAPTAINS CREST
Legal Lot Number	3
Jurisdiction	FRANKLIN MO
Township / Civil Division	NEW HAVEN
Census Block Group	1
Census Block	1059
Census Tract	800401

Owner

405 Locust St is owned by an individual who acquired it in May 2022.

Source: Franklin County records, as of November 17, 2025

Owner of Record	Individual Name on File
Mailing Address	1139 CHILDRESS AVE, SAINT LOUIS, MO 63139-3327
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED BANK OF UNION
May 31, 2019	Deed of Trust, Mortgage · Line of Credit UNITED BK/UNION
Jun 2, 2017	Warranty Deed, Transfer BANK OF WA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2022 · Amount on File
Deed Sale	Mar 23, 2022 · Amount on File
Prior Sale	Jun 2, 2017 · Amount on File
Last Transfer Date	May 26, 2022
Transfer Doc	0000008989
Record Updated	Oct 29, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN MO
Recording Date	Mar 23, 2022
Property Address	405 LOCUST ST, NEW HAVEN, MO 63068-1009
Document Number	0002204603
Map Reference	PB M PG724
Instrument Date	Mar 18, 2022
Instrument	2204603
Transaction Type	Transfer
Record Updated	Apr 20, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1139 CHILDRESS AVE, SAINT LOUIS, MO 63139-3327

Mortgage

Document Number	0002204604
Date	Mar 23, 2022
Instrument	2204604

Lender

Name	UNITED BANK OF UNION
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

Interest

Rate Type	Fixed Rate

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	405 LOCUST ST, NEW HAVEN, MO 63068-1009
Document Number	0000006703
Instrument Date	May 31, 2019
Transaction Type	Mortgage
Record Updated	Jun 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 EDWARD PL WASHINGTON MO 630905514, WASHINGTON, MO 63090-5514

Mortgage

Document Number	0000006703
Date	Jun 3, 2019
Instrument	6703

Lender

Name	UNITED BK/UNION
Type	Bank
Address	UNION, MO 63084

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 2, 2049

Interest

Rate Type	Adjustable Rate

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Jun 2, 2017
Property Address	405 LOCUST ST, NEW HAVEN, MO 63068-1009
Document Number	0000008294
Instrument Date	May 31, 2017
Instrument	8294
Transaction Type	Transfer
Record Updated	Jun 6, 2017
Title Company	HILLSBORO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	7 EDWARD PL WASHINGTON MO 630905514, WASHINGTON, MO 63090-5514

Mortgage

Document Number	8296
Date	Jun 2, 2017
Instrument	8296

Lender

Name	BANK OF WA
Type	Bank
Address	WASHINGTON, MO 63090

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 405 Locust St was $2,258.

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	New Haven City
Unified School District	New Haven School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,258.00	$29,779	$156,730 Land $16,000 Building $140,730
2023	$1,996.00 (-1.48%)	$27,022	$142,220 Land $16,000 Building $126,220
2022	$2,026.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 405 Locust St in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	15 (1993–2015)
Claims Outside the SFHA	1 of 15
Most Recent Claim	Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms & Flooding, Sep 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Locust St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW HAVEN PWS serves 2,000 people · EPA ID MO6010568
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected May 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000
Wave Internet Technologies Fixed Wireless	100 / 100
AT&T Fixed Wireless	100 / 20

May also be available: Wisper ISP.

Nearby Properties on Locust St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures